Univest Bank CD Rates January 2012 Update

Today Highest CD Rates is visiting the Univest Bank CD rates. The rates have not changed since our last visit back in 2011.

To obtain the Univest Bank certificate of deposit rates you must make a deposit of $2,500 for the 7 to 31 day CD.  The remaining standard CD’s only require a deposit of $500.  The IRA CDs only require a minimum deposit of $5.

The current CD rates include the 7 to 31 day CD is earning an APY of 0.05%. The 91 day CD is earning an APY of 0.05%.

The 26 week CD is earning an APY of 0.15%. The 9 month CD is earning an APY of 0.25%. The 1 year CD is earning an APY of 0.35%.

The 18 month CD is earning an APY of 0.45%. The 2 year CD is earning an APY of 0.60%. The 30 month CD is earning an APY of 0.75%.

The 3 year CD is earning an APY of 1.00%. The 4 year CD is earning an APY of 1.25%. The 5 year CD is earning an APY of 1.75%.

The best CD rates are from the 6 year CD that is earning an APY of 2.00%.

The new 3D CD allows for the depositor to withdraw the funds for 10 days on the anniversary of the account without penalty. Its first years APY is 0.35%, the second year is 0.60% and the third is 1.00%. The overall APY can reach 0.65%. The 3D CD requires a minimum deposit of $500.

The Univest CD rates were posted on January 21, 2012 but are subject to change without notice.

 

Umpqua Bank CD Rates January 2012 Update

The Umpqua Bank CD rates have remained constant for the past few months since the last time the Highest CD Rates visited them . This is now becoming a more common trend in the financial world.

The Umpqua Bank certificate of deposit rates are set up in a tiered format with minimum deposit amounts of $1,000, $10,000, $25,000 $50,000 and $100.000 for the fixed rate CDs. The Advantage CD’s are also in a tiered format of $5,000, $10,000, $25,000 $50,000 and $100.000.

The current CD rates for the fixed rate CDs include the 180 to 364 day CD that is earning an APY of 0.10%, 0.10%, 0.10%, 0.10% and 0.15% respectively.

The 12 to 17 month CD is earning an APY of 0.15%, 0.15%, 0.15%, 0.15% and 0.20%.

The current Advantage CD rates include the 6 month CD that is earning an APY of 0.10%, 0.10%, 0.10%, 0.10% and 0.15% respectively.

The best CD rates are from the 1 year CD that is earning an APY of 0.15%, 0.15%, 0.15%, 0.15% and 0.20%.

The Advantage CDs allow for increased in increments of $1,000 at any time during the term of the investment.

Other terms available for the Advantage CDs include the 18 month, 2 year and 3 years but the exact CD rates for these terms are disclosed online. They are only available at your local Umpqua Bank branch office.

These Umpqua CD rates were posted on January 9, 2012 but are subject to change without notice.

 

TD Bank CD Rates January 2012 Update

The TD Bank CD rates are the focus today by Highest CD Rates. Like many other financial institutions across America, they have decided to stop the trend of lowering their TD Bank certificate of deposit rates at this time.

The current CD rates of the Basic CD are an APY of 0.40% with an 11 month term.

The No Catch CDs include the 6 month CD that is earning an APY of 0.30%. The 1 year CD is earning an APY of 0.20%. This type of CD permits an early withdraws of funds from the account one time before the term of the CD expires. The

The Step Rate CD is an investment CD that has an increasing interest rate over the term of the deposit. But the interest along with the APY changes annually.  The 3 year CD is earning an APY of 0.40% for the first year, 0.50% in the second and 0.75% in the third for an overall APY of 0.55%.

The best CD rates are from the 5 year CD is earning an APY of 0.70% in the first year with the second year earning an APY of 0.85%, the third year an APY of 0.90%, the fourth year an APY of 1.00% and the fifth year an APY of 1.75%. The overall APY is 1.03%.

To earn the TD Bank certificate of deposit rates a minimum deposit of $250 must be placed in the bank.

These TD CD rates were posted on November 1,, 2011 but are still current for the new year of 2012. All rates are subject to change without notice.

 

 

Susquehanna Bank CD Rates January 2012 Update

The Susquehanna Bank CD rates are the subject by Highest CD Rates today. Unlike last time we visited the Susquehanna Bank certificate of deposit rates; there have been no further reductions in the APYs the customers can earn.

The Susquehanna Bank certificate of deposit rates are set up in a tiered format. The 7 to 90 day CDs have minimum deposit amounts of $20,000, $50,000 and $100,000. The current CD rates include 7 to 90 day CD that are earning an APY of 0.05%, 0.10% and 0.15%.

The 3 to 5 month CDs have minimum deposit amounts of $2,500, $50,000 and $100,000. The 3 to 5 month CD is earning an APY of 0.15%, 0.20% and 0.25%.

The 6 to 11 month CD deposit amounts are $1,000, $50,000 and $100,000.The 6 to 11 month CD is earning an APY of 0.20%, 0.25% and 0.30%.

The 1 to 10 year CD has minimum deposit amounts of $500, $50,000 and $100,000. The 1 year CD is earning an APY of 0.25%, 030% and 0.35%.

The 18 month CD is earning an APY of 0.30%, 0.35% and 0.40%. The 2 year CD is earning an APY of 0.40%, 0.45% and 0.50%.

The 3 year CD is earning an APY of 0.75%, 0.80% and 0.85%. The 4 year CD is earning an APY of 0.85%, 0.90% and 0.95%.

The 5 year CD earning an APY of 1.20%, 1.25% and 1.30%. The 6 year CD is earning an APY of 1.40%, 1.45% and 1.50%.

The 7 year CD is earning an APY of 1.50%, 1.55% and 1.60%. The best CD rates are from the 10 year CD that is earning an APY of 1.65%, 1.70% and 1.75%.

The Susquehanna CD rates were posted on January 21, 2012 but are subject to change without notice.

 

SunTrust Bank CD Rates January 2012 Update

This is a SunTrust Bank CD rates update being provided by Highest CD Rates. This new year has given us a surprise. This SunTrust Bank certificate of deposit rates review has noticed that two of the terms have had an increase in the APY’s they are offering the public. The amount of increase is 0.10% and 0.70%.

The current CD rates include the 9 month CD that is earning an APY of 0.25%. The 15 month CD that is earning an APY of 0.45%.

The 25 month CD is earning an APY of 0.65%. The 37 month CD is earning an APY of 0.85%. The best CD rates are from the 59 month CD that is earning an APY of 2.00%.

These CD rates are available for both the consumer and business accounts.

The other terms available of SunTrust Bank certificate of deposit rates are from 7 days to 10 years but they are not all openly advertised. If you wish to invest in the standard CDs, then you must contact your local SunTrust Bank branch office.

The minimum amount that must be put on deposit to open a CD account and obtain the above rates is $2,000. The maximum amount covered by the FDIC for deposits is $250,000 but you can place on deposit up to $1,000,000 with this financial institution but a majority of it will not be insured.

These SunTrust CD rates were posted on January 17, 2012 but are subject to change without any prior notice.

 

Suncoast Schools Federal Credit Union CD Rates January 2012 Update

The Suncoast Schools Federal Credit Union CD rates are the focus by Highest CD Rates. This first update of the new year has some good news, the best CD rate from our last update has just gotten better. The increase on the 5 year CD is 0.15% in the APY.

The remaining Suncoast Schools Federal Credit Union certificate of deposit rates have remained constant over this same period of time.

The current CD rates include the 6 month CD that is earning an APY of 0.30%. The 1 year CD is earning an APY of 0.50%.

The 18 month CD is earning an APY of 0.70%. The 2 year CD is earning an APY of 0.90%. The 3 year CD is earning an APY of 1.30%.

The 4 year CD is earning an APY of 1.50%. The best CD rates are from the 5 year CD that is earning an APY of 1.75%.

The minimum amount of deposit for you to obtain the CD rates being offered by Suncoast Schools Federal Credit Union is still $500. The accounts earn interest on a daily basis that is compounded but the payouts only occur monthly. The above CD rates are good for the standard CDs, IRA CDs, along with the CDs for the Roth, SEP and DCD accounts.

The Suncoast Schools Federal CD rates were posted on October 25, 2011 but are still current for the new year. All rates are subject to change without notice.

State Farm Bank CD Rates January 2012 Update

The State Farm Bank CD rates are the focus by Highest CD Rates today. They have decided to hold the State Farm Bank certificate of deposit rates steady since our last visit back in October of last year.

The CDs are in a tiered format with the minimum deposit levels being $500 and $100,000. This allows for a greater return on your investment by depositing a larger amount.

The current CD rates include the 3 month CD that is earning an APY of 0.25%, and 0.27% respectively. The 6 month CD is earning an APY of 0.37% and 0.38%.

The 1 year CD is earning an APY of 0.60% and 0.61%. The 2 year CD is earning an APY of 0.65% and 0.68%.

The 3 year CD is earning an APY of 0.82% and 0.83%. The 4 year CD is earning an APY of 1.13% and 1.14%.

The best CD rates are from the 5 year CD that is earning an APY of 1.56% and 1.58%.

These same deposit amounts, terms and CD rates are also accurate for the IRA CDs and the Coverdell Education Accounts with terms of 1 year thru 5 years.

All of the deposits are insured by the FDIC for amounts up to $250,000. These are fixed rate and term CDs that have a penalty fee for any early withdraw.

These State Farm CD rates were posted on January 18, 2012 but are subject to change without notice.

 

Sovereign Bank CD Rates January 2012 Update

This is a Sovereign Bank CD rates update by the people at Highest CD Rates. This bank is the American Branch of the Spanish financial giant Santander Bank. This update is to inform the American public about the recent decrease in the Sovereign Bank certificate of deposit rates. The amount of decrease is from 0.05% to 0.15%.

The current standard CD rates include the promotional offer of a 15 month CD that is earning an APY of 1.01%. There is also a 50 month CD is earning an APY of 1.50%. Each of these CDs requires a minimum deposit of $500 to open an account.

There are also the Rising Rate CD rates are in a tiered format with minimum deposit levels of $500, $10,000 and $50,000.

The current Rising Rate CDs associated with a checking account include the 1 year CD that is earning an APY of 0.40%, 0.40% and 0.50% respectively.

The 2 year CD is earning an APY of 0.40%, 0.45% and 0.50%. The 3 year CD is earning an APY of 0.50%, 0.55% and 0.60%.

The current rising standard rate CDs include the 1 year CD that is earning an APY of 0.20%, 0.25% and 0.30% respectively.

The 2 year CD is earning an APY of 0.15%, 0.20% and 0.25%. The 3 year CD is earning an APY of 0.25%, 0.30% and 0.35%.

There are terms 7 days to 10 years, but your local branch office must be contacted for those numbers to be released.

The Sovereign CD rates were posted on December 17, 2011 and are still current in the new year but are subject to change without notice.