USAA Bank CD Rates May 2013 Update

Since the last visit by Highest CD Rates for the USAA Bank CD rates May, 2013 update, their rates have been decreased. This decrease is from 0.05% to 0.45% in the APYs the CDs were earning.

The USAA certificate of deposit rates are setup in a tiered format with the minimum deposit levels being $1,000, $95,000 and $175,000 which represent the standard, jumbo and super jumbo CDs.

The current CD rates include the 30 day CD that is earning an APY of N/A, 0.25% and 0.25%. The 91 day CD is earning an APY of 0.30%, 0.35% and 0.35%. The 120 day CD is earning an APY of N/A, 0.45% and 0.45%.

The 150 day CD is earning an APY of N/A, 0.50%, and 0.50%. The 182 day CD is earning an APY of 0.56%, 0.61% and 0.61%. The 7 month CD is earning an APY of 0.56%, 0.61% and 0.61%.

The 270 day CD is earning an APY of 0.66%, 0.71% and 0.71%. The 1 year CD is earning an APY of 0.71%, 0.76% and 0.76%. The 15 month CD is earning an APY of 0.71%, 0.76% and 0.76%.

The 18 month CD is earning an APY of 0.76%, 0.81% and 0.81%. The 2 year CD is earning an APY of 0.81%, 0.86% and 0.86%. The 30 month CD is earning an APY of 0.85%, 0.90% and 0.90%.

The 3 year CD is earning an APY of 0.91%, 0.96% and 0.96%. The 4 year CD is earning an APY of 0.95%, 1.00% and 1.00%. The 5 year CD is earning an APY of 1.06%, 1.11 % and 1.11%. The best CD rates are from the 7 year CD is earning an APY of 1.06%, 1.11 % and 1.11%.

The USAA CD rates were posted on March 29, 2013 but were still current for the month of May. All rates are subject to change without any prior notice.

Univest Bank CD Rates May 2013 Update

Today from Highest CD Rates is a Univest Bank CD rates May, 2013 update. This is being done because of the recent reductions in the CD rates being offered by this financial institution.  The reductions are from 0.05% to 0.25% in the APYs from this Pennsylvania community bank.

The current CD rates include the 7 to 31 day CD that is earning an APY of 0.05%. The 91 day CD is earning an APY of 0.05%.

The 6 month CD is earning an APY of 0.10%. The 9 month CD is earning an APY of 0.20%. The 1 year CD is earning an APY of 0.25%.

The 18 month CD is earning an APY of 0.35%. The 2 year CD is earning an APY of 0.40%. The 30 month CD is earning an APY of 0.50%.

The 3 year CD is earning an APY of 0.65%. The 4 year CD is earning an APY of 0.85%. The 5 year CD is earning an APY of 1.00%.  The best CD rates are from the 6 year CD that is earning an APY of 1.10%.

The Univest Bank certificate of deposit rates can be obtained with a minimum deposit of $500 for all terms except then 7 to 31 day CD. That short term CD requires a minimum deposit of $2,500 to open and obtain the stated rate.

The Univest CD rates were posted on May 21, 2013, but are subject to change without any prior notice.

Union Bank CD Rates May 2013 Update

From Highest CD Rates is this Union Bank CD rates May, 2013 update. The reason for this report is to announce many of the recent changes that have occurred at this financial institution.  They have their headquarters in San Francisco, California along with 437 branch offices in California, Oregon and Washington State.

The current CD rates include the 7 to 31 day CD that is earning an APY of 0.05%. The 32 to 89 day CD is earning an APY of 0.10%.

The 90 to 179 day CD is earning an APY of 0.10%. The 180 to 364 day CD is earning an APY of 0.20%. The 1 year to 17 month CD is earning an APY of 0.20%. The 18 to 23 month CD is earning an APY of 0.30%.

The 2 year to 35 month CD is earning an APY of 0.30%. The 3 year to 47 month CD is earning an APY of 0.40%. The 4 year to 59 month CD is earning an APY of 0.65%. The best CD rates are from the 5 year CD that is earning an APY of 1.01%.

To obtain the Union Bank certificate of deposit rates you must make a minimum deposit of $2,500 for terms of 7 to 31 days.  For terms of 32 days and longer the minimum deposit is only $350.

These Union CD rates were posted on May 20, 2013, but are subject to change without any prior notice.

Umpqua Bank CD Rates May 2013 Update

In this Umpqua Bank CD rates May, 2013 update from Highest CD Rates is some good news to report. Since our last visit there has been an increase in the APY some of the terms being offered their customers from this Oregon based financial institution.

The Umpqua Bank certificate of deposit rates are set up in a tiered format, but at this time all of the different tiers are earning the same APYs.  The Fixed Rate CDs have a minimum deposit amount of $1,000. The Advantage CDs have a minimum deposit of $5,000.

The current CD rates for the fixed rate CDs include the 180 to 364 day CD that is earning an APY of 0.13%. The 12 to 17 month CD is earning an APY of 0.15%

The Advantage CD rates include the 6 month CD that is earning an APY of 0.13%. The best CD rates are from the 1 year CD that is earning an APY of 0.15%.

One of the many benefits of having an Advantage CD account is that you can increase your deposit amount at any time in increments of $1,000. You can also have an increase in the interest rate once a term.

The Advantage CDs have additional terms of 18 month, 2 year and 3 year CDs but the rates from these account are earning are not openly disclosed on the internet and a local branch office must be contacted.

These Umpqua CD rates were posted on May 20, 2013, but are subject to change without any prior notice.

TD Bank CD Rates May 2013 Update

From Highest CD Rates is this report of TD Bank CD rates May, 2013 update in our continuing effort to help keep you informed. Since our last visit there has been another decrease in the earning power of the CDs being offered by TD Bank.

The current CD rates of the Basic CDs include the 91 day CD that is earning an APY of 0.20%. The 11 month CD is earning an APY of 0.25%. The 13 month CD is earning an APY of 0.35%.

The 20 month CD is earning an APY of 0.30%. The 3 year CD is earning an APY of 0.40%. The 4 year CD is earning an APY of 0.60%. The 5 year CD is earning an APY of 0.85%. The best CD rates are from the 7 year CD that is earning an APY of 1.25%.

There is also the No Catch CDs that include the 6 month CD that is earning an APY of 0.15%. The 1 year CD is earning an APY of 0.20%. This account permits one withdraw from the account in its term without the account being assessed a penalty.

The Step Rate CD is an account that has an increasing interest rate over the term of the deposit, the interest rates and the APY changes annually with this account.  The 3 year CD is earning an APY of 0.25% for the first year, 0.30% in the second and 0.45% in the third for an overall APY of 0.33%.

The 5 year Step Rate CD is earning an APY of 0.35% in the first year with the second year earning an APY of 0.40%, the third year an APY of 0.55%, the fourth year an APY of 0.70% and the fifth year an APY of 1.19%. The overall APY is 0.64%.

With a minimum deposit of $250, you too can take advantage of the latest TD Bank certificate of deposit rates.

These TD CD rates were posted on January 18, 2013 and are still valid for the month of May. All rates are subject to change without any prior notice.

Susquehanna Bank CD Rates May 2013 Update

From Highest CD Rates we present a Susquehanna Bank CD rates May, 2013 update. One of the latest changes that have occurred is the lowering of the minimum deposit level to help make investing in this conservative style easier for the American consumer. This is a Lancaster, Pennsylvania based community bank.

The Susquehanna Bank certificate of deposit rates are set up in a tiered format. The minimum deposit levels include$20,000, $50,000 and $100,000 for terms of 90 days or less. For CDs with terms of 3 to 5 months the tiers include $2,500, $50,000 and $100,000 amounts. The 6 to 11 month terms have levels of $1,000, $50,000 and $100,000. The terms of 1 year and more have tiers of $500, $50,000 and $100,000.

The current CD rates include 7 to 90 day CD that are earning an APY of 0.05%, 0.10% and 0.15%. The 3 to 5 month CD is earning an APY of 0.05%, 0.10% and 0.15%.

The 6 to 11 month CD is earning an APY of 0.10%, 0.15% and 0.20%. The 1 year CD is earning an APY of 0.15%, 020% and 0.25%.

The 18 month CD is earning an APY of 0.20%, 0.25% and 0.30%. The 2 year CD is earning an APY of 0.30%, 0.35%, and 0.40%.

The 3 year CD is earning an APY of 0.45%, 0.50% and 0.55%. The 4 year CD is earning an APY of 0.65%, 0.70% and 0.75%.

The 5 year CD earning an APY of 1.00%, 1.05% and 1.10%. The 6 year CD is earning an APY of 1.20%, 1.25% and 1.30%.

The 7 year CD is earning an APY of 1.40%, 1.45% and 1.50%. The best CD rates are from the 10 year CD that is earning an APY of 1.80%, 1.85% and 1.90%.

The Susquehanna CD rates were posted on May 14, 2013, but are subject to change without any prior notice.

Sun Trust Bank CD Rates May 2013 Update

For the third consecutive time this Sun Trust Bank CD rates May, 2013 update from Highest CD Rates has to report on the lowering of the interest rates being offered by this financial institution.

The current CD rates include the 3 to 6 month CD that is earning an APY of 0.20%. The 10 to 15 month CD that is earning an APY of 0.30%.

The 20 to 30 month CD is earning an APY of 0.40%. The 40 to 50 month CD is earning an APY of 0.60%. The best CD rates are from the 60 to 70 month CD that is earning an APY of 0.80%.

All of the above accounts require the customer to also have an active checking account with the bank to be eligible for the CD rates.

To earn the stated required the Sun Trust Bank certificate of deposit, there must be a minimum deposit of$2,000 with the bank.  At this time the maximum deposit amount is $1,000,000, but only $250,000 is covered by the FDIC. The funds that are deposits are not allowed to be public funds.

There are also terms from 7 days to 10 years available to the general public. These CD rates are not openly advertised and a local branch office of Sun Trust Bank must be contacted before they are disclosed.

These Sun Trust CD rates were posted on May 6, 2013 but are subject to change without any prior notice.

Suncoast Credit Union CD Rates May 2013 Update

This Suncoast Credit Union CD rates May, 2013 update by Highest CD Rates has some good news. Its members get to enjoy the stability and confidence of having stable rates for nearly a year now.  This is a credit union that began back in 1934 with the teachers of Hillsborough County. Today it has expanded too many more counties in the central area of Florida and is the 14th largest CU in this state.

The current CD rates include the 6 month CD that is earning an APY of 0.30%. The 1 year CD is earning an APY of 0.50%. The 18 month CD is earning an APY of 0.70%.

The 2 year CD is earning an APY of 0.90%. The 3 year CD is earning an APY of 1.15%.The 4 year CD is earning an APY of 1.35%. The best CD rate is from the 5 year CD that is earning an APY of 1.60%.

To take advantage of the Suncoast Credit Union certificate of deposit rates, a minimum deposit of $500 must be made with them. All deposits are insured by the NCUA for amounts up to and including $250,000. The interest incurred by these accounts is compounded daily and accredited to each account at the end of the month.

The different types of accounts these CD rates are eligible for include the standard CDs, IRA CDs, Roth, SEP, and DCD accounts.

You can also invest in the Smart Start Certificate. This requires a minimum deposit of $50 that is currently earning an APY of 0.25%.  There must also be an additional $40 a month placed into the account for a term of 1 year.

The Suncoast CD rates were posted on July 17, 2012 and are still current in May of 2013. All rates are subject to change without any prior notice.