Highest CD Rates Info

Our last Citibank CD rates update showed that the bank has some pretty good numbers still.  Given the popularity of this large bank with our readers here at Highest CD Rates Info, we are endeavoring to keep up with their changes.  So here are the latest updates in Citi CD rates.

Right now, the best Citibank certificate of deposit rates are on 6-month and 12-month terms.  The six month term is giving a 1.01% annual percentage yield (APY), which is very competitive in this short-term market.  The one year terms reward 1.70% APY, which is very good for a relatively short one year investment.

As a comparison, that six month term is the same as the 18-month term at 1.01% APY and that one year term is just under the two year term current CD rates of 1.75% APY at Citibank.  Compared to the 1.25% APY of the Citi CD rates on the 3 year term, that’s extremely good.

For the longer-term investor, the highest CD rates at Citi right now are the 5-year term at 3.00% APY, which is nationally competitive.  Compared to current CD rates on 4-year terms at only 1.75% APY, it’s probably worth the extra year for the longer-term investor.

All of these Citibank CD rates require only a $500 minimum investment to open without fees.  All Citibank accounts are FDIC insured to the fullest extent of the law, of course.

If any of these Citi CD rates appeal to you, lock in your highest CD rates now before they change.  All Citibank certificate of deposit rates are subject to change at any time.

It’s once again time to review US Bank CD rates here at Highest CD Rates Info.  The last time we looked at US Bank certificate of deposit rates, they had some very competitive special offers.  They still have those offers, though the rates have changed since we last looked at them.

US Bank CD rates specials are in three terms: 13, 25, and 59 months duration.  All three have a minimum opening deposit requirement of $1,000 and their interest is paid annually and at maturity, with the exception of the 13 month US Bank certificate of deposit rates, which pay at maturity only.

With US Bank being one of the largest banks in the country, it’s likely that there is a branch near you where you can find more information if you need it.

Current CD rates at US Bank for these specials are as follows: 1.01% APY for 13 months, 2.00% APY for 25 months, and 4.00% APY for 59 months.  Those annual percentage yields are competitive for those terms, especially that 59 month offer.

In fact, looking at rates nationally, that 59-month offer at 4.00% APY is one of the highest CD rates nationally for that term right now.  Definitely worth considering if it’s in your investment range.

Of course, all accounts at US Bank are FDIC insured to the fullest extent of the law.  US Bank certificate of deposit rates change often, so if you see anything you’d like in these US Bank CD rates, lock yours in now before they change.  While we feel that these current CD rates at US Bank are worth looking into, the decision to invest is yours.

Here are updates for you on the highest current CD rates available nationally right now.  Our continuing mission here at Highest CD Rates Info is to bring you this information quickly so you can judge where best to store your money in today’s market.

1 Year Term
The highest current certificate of deposit rates in this term are at Ally Bank (UT) with a 2.35% annual percentage yield (APY) and a $1 minimum deposit.  The same rate is available at Stonebridge Bank (PA) and Corus Bank (IL) as well, with a $500 and $10,000 minimum deposit (respectively).

2 Year Term
The highest CD rates for this term are at Tennessee Commerce Bank with a 2.87% APY and a $2,500 minimum deposit.  Next in line is Discover Bank at 2.80% APY with a $2,500 minimum deposit.  Finally, Nexity Bank (AL) has a 2.54% APY with a $1,000 minimum deposit requirement.

3 Year Term
The highest current CD rates for this term are similar to the 2 year terms with Tennessee Commerce Bank having a 3.27% APY and $2,500 minimum, Discover a 3.10% APY and a $2,500 minimum deposit.  Intervest National Bank (NY) also comes in with a 3.10% APY with a $2,500 deposit requirement.

4 Year Term
The highest current certificate of deposit rates for this term are at Intervest National Bank with a 3.55% APY and a $2,500 minimum deposit.  Tennessee Commerce Bank is next at 3.45% APY and $2,500 required while Lone Star Bank (TX) comes in third with a 3.35% APY and a $1,000 minimum deposit requirement.

5 Year Term
This final list of the highest current CD rates is in the 5 year term and is lead by Tennessee Commerce Bank at 3.65% APY with a $2,500 minimum deposit required.  Intervest National Bank is next at 3.62% APY with the same $2,500 required.  Lone Star Bank comes in third at 3.55% APY and a $1,000 minimum required deposit.

As always, all banks listed are FDIC insured and these rates could change often.  So if any of these highest CD rates appeal to you, lock yours in now.

It’s time once again to update you on Wells Fargo CD rates since there have been a few changes since the last time we looked at them.  Our job here at Highest CD Rates Info is to keep you up to date, so here we go!

Standard certificates of deposit haven’t changed much and these Wells Fargo Bank CD rates are still basically the same with 3, 6, and 12 month terms offering 0.10% to 0.40% annual percentage yields (APY) with $2,500 minimum deposits.  Nothing special about these current CD rates at Wells Fargo.

For the highest CD rates at Wells, the special offers are where it’s at.  Wells Fargo CD rates on these are in 7 month, 13 month, 25 month, and 39 month terms which renew in similar terms (6, 12, 24, and 36 months respectively) at regular rates.

Overall, these investments can pay off, though they may not be the highest CD rates in the nation right now.  These Special Offers on Wells Fargo Bank CD rates are as follows:

• 7 months: 0.79% APY
• 13 months: 1.37% APY
• 25 months: 1.93% APY
• 39 months: 2.88% APY

All of these Wells Fargo CD rates have a $5,000 minimum deposit.

Of course, all Wells Fargo Bank accounts are FDIC insured to the fullest extent of the law.  If any of these current CD rates at Wells Fargo appeal to you, lock yours in now before they change as the highest CD rates tend to change often.

As we look at more local banks here at Highest CD Rates Info, we turn to First Choice Bank CD rates, located in New Jersey.  This bank offers some competitive CD rates in New Jersey for those interested in a more local account to deposit their investments.

All First Choice CD rates require a $1,000 deposit to open and have terms ranging from 3 months to 60 months.  They aren’t running any specials for highest CD rates right now, but First Choice Bank certificate of deposit rates are locally competitive.  They are expressed here in annual percentage yield (APY).

Here are the current First Choice Bank CD rates for short-term accounts:

• 3 month term: 0.85% APY
• 6 month term: 1.15% APY
• 12 month term: 1.65% APY

For mid-term accounts, First Choice CD rates are:

• 18 month term: 1.75% APY
• 24 month term: 1.86% APY
• 36 month term: 2.15% APY

For longer-term accounts, First Choice Bank CD rates are:

• 48 month term: 2.25% APY
• 60 month term: 2.61% APY

These are some of the better CD rates in New Jersey right now and are definitely worth considering if you prefer localized banking.  All First Choice Bank accounts are FDIC insured to the fullest extent of the law.

If you like any of these First Choice Bank certificate of deposit rates, make sure to lock yours in now as the highest CD rates tend to change quickly.

If you live in California, you likely know who Hanmi Bank is.  The rest of the country probably hasn’t, however, so we here at Highest CD Rates Info would like to show you this interesting Korean-American bank.  CD rates in California are competitive and Hanmi Bank now offers online CD accounts to get great Hanmi CD rates.

Online accounts for Hanmi Bank CD rates include 3, 6, 9, and 12 month terms, compounded daily, with a $1,000 minimum balance to open.  Actual interest payout is at the end of the term.

The Hanmi Bank certificate of deposit rates are competitive, as said, with annual percentage yields (APY) close to national averages and highs for such short-term CDs.  The highest CD rates are on the 12 month Internet CD, which gives Hanmic CD rates of 2.53% APY right now.

For the 3-month shortest-term Hanmi Bank CD rates, the return is 1.51% APY, the 6-month gives 1.77% APY, and the 9-month gives 2.28% APY.  Definitely some of the better CD rates in California and well worth checking out.

All Hanmi Bank accounts are FDIC insured to the fullest extent of the law.  These Hanmi CD rates can change at any time, so if any of them interest you, lock your Hanmi Bank certificate of deposit rates in now.

This is the first time we’ve covered Danversbank CD rates here at Highest CD Rates Info, so we’d like to introduce you to this nice little bank in Massachusetts.  While they are a full-service local bank, they are also online with most of their services available to anyone in the nation as well.

Danversbank certificate of deposit rates are very good, for a small local bank, and some of the best CD rates in Massachusetts as well.  They offer 91 day to 5 year terms and have specials on a 9 or 12 month term right now.

The Danvers Bank CD rates for the 9 or 12 month special is 2.00% annual percentage yield (APY) and all DanversBank CD rates require only a $500 minimum deposit to open the account.

Their 91-day rate is 1.25% APY and six month Danversbank CD rates are 1.75% APY.  An 18-month term gives a 2.00% APY and a 30-month term gives a 2.25% APY.  The highest CD rates at Danversbank are on 3 and 5 year terms at 2.50% APY and 2.75% APY respectively.

There are some great CD rates in Massachusetts right now in Danversbank CD rates offers.  Definitely worth looking into.

All Danversbank accounts are FDIC insured and Danversbank certificate of deposit rates can change at any time, so if any of these interest you, lock your Danvers Bank CD rates in now.

We realized here at Highest CD Rates Info that it’s been a little while since we last reviewed current Countrywide Bank CD rates.  So we took a look at them.  Of course, Countrywide Bank is now owned by Bank of America, but operates separately and has different rates than BofA.

The minimum opening deposit for Countrywide CD rates is $10,000 and terms range from 3 months to 84 months (7 years).  All Countrywide Bank certificate of deposit rates are tiered by term and expressed here in annual percentage yield (APY) for return.

The highest CD rates right now are on the special Countrywide Bank CD rates in 12 and 18 month terms.  The 12-month rate is 1.55% APY and the 18-month rate is 1.75% APY.  The 48-month term also yields impressive Countrywide CD rates of 3.00% APY.

Other Countrywide Bank certificate of deposit rates of note are the 36-month term at 2.00% APY, the 6 month term at 1.00% APYand the 7-month term at 1.25% APY.

All of these current CD rates are for Internet-based accounts opened online and local branch Countrywide CD rates may be different.  All Countrywide Bank accounts are FDIC insured to the fullest extent of the law.  Be sure to check on the highest CD rates before you open your account and lock yours in.

When we last look at Sovereign Bank CD rates, we highlighted their special one year term rate.  We also looked at the special Rising Rate Sovereign Bank certificate of deposit rates.  Since it’s been a little while, we here at Highest CD Rates Info thought it time to bring you up to date on what’s happening  with Sovereign CD rates.

The special (featured) Sovereign Bank CD rates are still the one year term accounts.  Of course, rates have dropped significantly market-wide and Sovereign CD rates are no different.  This one year term has a $500 minimum to open and gives a 1.75% annual percentage yield (APY).  That rate also assumes you have another relationship (checking, savings, etc.) with Sovereign Bank.

For something other than a year in terms, the real action in Sovereign Bank CD rates is with their Rising Rate CDs.  These accounts allow you to go up to a higher rate once during the account’s lifetime and your tradeoff for that is the account auto-renews for a like period of time (so 2 years renews for another 2 years).  These can give you the highest CD rates, though, if you don’t mind gambling a little as to which rate will be highest when it comes.

Right now, at $500 to $9,999 deposit, the 24-month Sovereign Bank certificate of deposit rates are 1.10% APY and the 36-month Rising Rate is 1.35% APY for the same deposit.  Higher deposits ads about 0.05% to those numbers.

Of all of the Sovereign current CD rates available, the Choose Your Term accounts definitely don’t give the highest CD rates.  Unless you must have a term under 12 months, they are barely worth considering.

Of course, all Sovereign Bank accounts are FDIC insured to the fullest extent of the law.

Ally Bank is one of those financial institutions that gets passed by as being “too small” by many of those who follow rates.  Ally Bank certificate of deposit rates are extremely good right now, however, and worth looking into.  So we here at Highest CD Rates Info had to show them to you.

Their specials right now are on one year Ally CD rates.  They offer two types of CDs: Classic and No Penalty.  The difference being that the No Penalty Ally Bank CD rates include the chance to close the account early without penalty.

One year Classic Ally certificate of deposit rates are at 2.80% APY (annual percentage yield).  That beats most major competitors by well over 1.0%!

Even short term 3 month terms for a Classic Ally Bank CD rates are at 1.70% APY, six months at 2.10%, 18 months at 2.60% APY and two years at 2.90% APY.  Five year terms are at 3.50% APY, definitely one of the best available right now. The No Penalty Ally Bank certificate of deposit rates are at 9 months (their highest CD rates deal) for 2.50% APY.  This is the only No Penalty rate available right now.

All accounts at Ally Bank are FDIC insured to the fullest extent of the law.  These great Ally certificate of deposit rates are definitely worth considering.  Like most CDs, these Ally Bank CD rates could change at any time, so lock yours in now if you’re interested in taking advantage of them.