Capital One CD Rates
We last reported on Capital One Bank CD rates in our roundup of the highest CD rates by term length last December. Certificate of Deposit rates have seen a good bit of movement since that time, so we thought it was time to take a fresh look at Capital Once CD rates.
*Editor’s Note: this is an older article, and we have recently updated our research about current Capital One Bank CD Rates. For our latest article on Capital One Certificate of Deposit Rates, please see the following page: Capital One CD Rates
We found a few rates worth mentioning:
The Captial One Direct Banking 2 Year CD requires a minimum deposit of $5,000 and earns a CD interest rate of 2.47 percent, yielding an Annual Percentage Yield (APY) of 2.50 percent. The Capital One jumbo CD rates for 2 Year CDs is 2.60 percent APY and requires a minimum deposit of $100,000.
The Capital One Bank 3 Year CD bears interest at the rate of 2.96 percent, yielding an APY of 3.00 percent. The Capital One jumbo certificate of deposit rates for 3 year CDs is a 3.10 percent APY.
The Capital One 4 Year CD earns an interest rate of 3.92 percent, which translates to an APY of 4.00 percent. The Captial One Bank jumbo CD rates for 4 year CDs are the same as the regular 4 year CD rates.
So,if you are looking for a 2, 3 or 4 year certificate of deposit to fill out your CD ladder, you may want to take a closer look at CD rates at Capital One Bank. Be sure to visit the Capital One online banking web site to get the latest rates available in your town, as CD rates can change quickly and vary by location.
[...] and highest CD rates offered at the major national banks. Today, we’re having a look at Capital One CD rates, which we haven’t done for some [...]