Capital One is famous for its credit and debit cards but the company is equally good when it comes to savings accounts. The best CD rates at Capital One are currently available on investments of at least five years. Capital One CD rates are equally good for smaller terms of investments when compared with its competitors.

CapitalOne certificate of deposit rates for six months investment currently return an APY of 0.25%. A one year investment at the bank will return an APY of 0.50% whereas an 18-month investment at the bank will yield 0.91%.

The current CD rates at the bank for two year investment return an APY of 1.25%. A three year investment at the bank offers an APY of 1.90% whereas a four year investment will return 2.20% in APY.

Improved CD rates at the bank are currently available for a five year investment with an APY of 2.50%. Highest CD rates at Capital One are available on seven and 10-year investments. A seven year investment in the bank will return an APY of 3.00% whereas a 10-year investment will yield 3.25%. Minimum deposit required for these investments is $5,000. Penalties are applicable in case of early withdrawals. The bank also offer Jumbo CDs with the same APY as are available in the general investment category. Minimum deposit however is higher at $100,000. The bank applies penalty in case customers withdraw money before the maturity date or any other user violation.

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Capital One CD Rates Update

*Editor’s Note: this is an older article, and we have recently updated our research about current Capital One Bank CD Rates.  For our latest article on Capital One Certificate of Deposit Rates, please see the following page: Capital One CD Rates

There are several offers in Capital One certificate of deposit rates right now. These current CD rates require a $5,000 minimum deposit to open and maintain and vary in annual percentage yield (APY) by term length.

For the shorter-term investor, the Capital One CD rates on a 6 month term are 0.25% APY and for one year they are 0.50% APY. Not necessarily the highest CD rates nationally, but competitive.

For 18 months, the rate is 1.15% APY while a special on a two year term gives highest CD rates of 2.30% APY which are definitely one of the highest in the U.S. right now. Those are great Capital One certificate of deposit rates.

For the 30 month term, 1.25% APY is offered and for 3 years the current CD rates are 2.00% APY. Four years gives a big 2.95% APY though, another solid Capital One CD rates offer that is one of the highest CD rates nationally for the term.

A 5 year term nets 2.40% APY as do 7 and 10 year terms.

Jumbo (over $100,000) rates are the same. Be aware that the current FDIC insurance coverages of $250,000 are only good until 2013, so if your certificate of deposit’s term ends after January 1, 2013, it will not be covered.

These highest CD rates and great Capital One CD rates offers will change, of course. So if current CD rates at Capital One appeal to you, lock yours in today. Capital One is fully FDIC insured.

Post from: Highest CD Rates Info

Capital One CD Rates

*Editor’s Note: this is an older article, and we have recently updated our research about current Capital One Bank CD Rates.  For our latest article on Capital One Certificate of Deposit Rates, please see the following page: Capital One CD Rates

We found a few rates worth mentioning:

The Captial One Direct Banking 2 Year CD requires a minimum deposit of $5,000 and earns a CD interest rate of 2.47 percent, yielding an Annual Percentage Yield (APY) of 2.50 percent.  The Capital One jumbo CD rates for 2 Year CDs is 2.60 percent APY and requires a minimum deposit of $100,000.

The Capital One Bank 3 Year CD bears interest at the rate of 2.96 percent, yielding an APY of 3.00 percent.  The Capital One jumbo certificate of deposit rates for 3 year CDs is a 3.10 percent APY.

The Capital One 4 Year CD earns an interest rate of 3.92 percent, which translates to an APY of 4.00 percent.  The Captial One Bank jumbo CD rates for 4 year CDs are the same as the regular 4 year CD rates.

So,if you are looking for a 2, 3 or 4 year certificate of deposit to fill out your CD ladder, you may want to take a closer look at CD rates at Capital One Bank.  Be sure to visit the Capital One online banking web site to get the latest rates available in your town, as CD rates can change quickly and vary by location.

Post from: Highest CD Rates Info

Capital One CD Rates