Highest CD Rates Info » Citibank CD Rates

Citibank CD Rates Update

author — Thu, 10 Jun 2010 15:18:59 +0000

Here at Highest CD Rates Info, we’re once again looking at the best offerings for Citibank certificate of deposit rates.

Although it has faced some major financial problems, Citibank is still among the top banks in the United States. Citibank certificate of deposit rates depend on the total money invested in the certificates and the general economic conditions along with regulatory rules and regulations.

Citibank requires a minimum deposit of $500 for opening a CD account. The company offers a complete online product for its customers where they can open their accounts, accrue interests and can also sell these certificates. Citibank CD rates are currently estimated to return an APY of 0.80% for the standard investment of one year. An 18-month CD returns an APY of 1.01%.

The current CD rates at Citibank for a 2-year CD return an APY of 1.01%. CD account rates for a 30-month certificate return an APY of 1.15%. A 3-year investment in these certificates will return an APY of 1.50%.

The company offers best CD rates for four and five year certificates of deposit. A 4-year CD returns an APY of 2.00% whereas a 5-year investment yields an APY of 2.25%.

The company also offers short term certificates of deposit. A 3-month CD at the bank returns an APY of 0.25%. A 4-month CD also returns an APY of 0.25%. A 5-month CD returns an APY of 0.30%. A 6-month CD at the bank will yield 0.35% and 7-month certificates also have the same APY. A 9-month CD at the bank returns an APY of 0.50%. A 13-month CD returns an APY of 1.01%.

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Citibank CD Rates Update

Citibank CD Rates Review

Bank Reviews — Mon, 25 Jan 2010 17:51:07 +0000

Citibank is one of the most reliable and trustworthy banks in the US today. The CDs offered by Citibank have one of the highest CD rates in the market today and they also have variable term periods ranging from 3 months to five years. The most convenient aspect of these CDs is that they can be opened and managed online.

*Editor’s Note: this is an older article, and we have recently updated our research about current Citibank CD Rates. For our latest article on Citibank Certificate of Deposit Rates, please see the following page: Citibank CD Rates

Other salient features of this savings option is that they are insured by FDIC for a sum of $250,000 per investor and a Citibank Banking Card comes along with this account. This card can be used to access ATMs and to manage the deposits by phone or through the Internet. A minimum deposit of $500 is required to open the account online and the interest will be paid monthly or at the time of maturity, in the case of deposits whose term period is less than one year. In the case of CDs that have a term period of more than one year, the interest is paid monthly. It also renews automatically at the time of maturity, unless explicitly specified by the investor.

The current CD rates for a 5-year term is 2.50% APY for all amounts. The Citibank CD rates for 3-month and 4-month period is 0.25% and for a 5-month, 6-month and 7-month period, it is 0.35%. The Citibank certificate of deposit rates for a 8-month, 9-month and 10-month term period is 0.50%. It is 0.95% for 12-month period and 1.01% for a 13-month period. The rates are 1.05% for 18-months, 1.25% for 2-years, 1.50% for 3 years and 2.00% for 4 years respectively. These rates are competitive and this makes this option very attractive.

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Citibank CD Rates Review

Citibank CD Rates

author — Tue, 27 Oct 2009 14:27:11 +0000

Today, we here at Highest CD Rates Info are taking a look at Citibank CD rates. We haven’t looked at the Citibank certificate of deposit rates offers in a while, so it was overdue for us to do so.

There are several terms for current CD rates at Citibank right now. They start at 3 months and go out to five years. All of these require an opening deposit and maintained balance of $500. We’ll start at the beginning and list the annual percentage yield (APY) for each term.

For the short terms, Citibank CD rates for three and four months are 0.35% APY, for 5, 6, 7, 8, 9, and 10 months it’s 0.65% APY.

For a one year term, the return for highest CD rates at Citibank is 1.30% APY. The 13 month drops to 1.01% APY, but jumping up to 18 months raises Citibank certificate of deposit rates to 1.35% APY.

Current CD rates for a two year term are 2.00% APY, but drop down to 1.25% APY for a 30-month term. At three years, it rises back up to 2.15% APY for good Citibank CD rates.

Four year terms yield a 2.40% APY and five year terms give highest CD rates of 3.00% APY.

Overall, current CD rates at Citibank are generally competitive nationally. Some are low and some are up there competing with the highest CD rates available. There are some great Citibank CD rates right now, so if you see any you like, lock yours in today. Current CD rates change often.

Citibank is FDIC insured to the fullest extent of the law.

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Citibank CD Rates

Citibank Current CD Rates

author — Mon, 29 Jun 2009 14:32:52 +0000

Our last Citibank CD rates update showed that the bank has some pretty good numbers still. Given the popularity of this large bank with our readers here at Highest CD Rates Info, we are endeavoring to keep up with their changes. So here are the latest updates in Citi CD rates.

Right now, the best Citibank certificate of deposit rates are on 6-month and 12-month terms. The six month term is giving a 1.01% annual percentage yield (APY), which is very competitive in this short-term market. The one year terms reward 1.70% APY, which is very good for a relatively short one year investment.

As a comparison, that six month term is the same as the 18-month term at 1.01% APY and that one year term is just under the two year term current CD rates of 1.75% APY at Citibank. Compared to the 1.25% APY of the Citi CD rates on the 3 year term, that’s extremely good.

For the longer-term investor, the highest CD rates at Citi right now are the 5-year term at 3.00% APY, which is nationally competitive. Compared to current CD rates on 4-year terms at only 1.75% APY, it’s probably worth the extra year for the longer-term investor.

All of these Citibank CD rates require only a $500 minimum investment to open without fees. All Citibank accounts are FDIC insured to the fullest extent of the law, of course.

If any of these Citi CD rates appeal to you, lock in your highest CD rates now before they change. All Citibank certificate of deposit rates are subject to change at any time.

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Citibank Current CD Rates

Citibank CD Rates Update

author — Tue, 19 May 2009 14:03:18 +0000

When we last looked at Citibank CD rates, they were running a special on a 12-month term certificate of deposit with a 2.50% annual percentage yield (APY). This and other Citibank certificate of deposit rates have changed, so we here at Highest CD Rates Info are here to bring you up to date.

The one year special Citibank CD rates are now 2.25% APY with a minimum deposit of only $500 to open. This rate holds for all deposit amounts from the minimum to over $100,000 (Jumbo).

Other Citibank certificate of deposit rates worth noting are the six month term rate at 1.01% APY as well as the highest CD rates for two year terms at 1.75% APY. By far the one to look at most if you’re looking for longer-term returns with the highest CD rates is the Citibank CD rates for five year terms, which give a 3.00% APY.

All Citibank CD rates are for deposits of $500 or more for the terms given. Many of these are good returns and some of the highest CD rates available nationally for the term, so they’re worth looking into. All Citibank account are FDIC insured to the fullest extent of the law.

If any of these seem right for you, lock your rate in now before Citibank CD rates change again.

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Citibank CD Rates Update

CD Rates at Citibank

admin — Wed, 11 Mar 2009 06:17:20 +0000

It has been a while since we took our last look at Citibank CD rates. While Citi has been going through some tough times lately, it is still around and its deposits are insured per FDIC requirements. So, Highest CD Rates Info thought we would take a fresh look at CD rates at Citibank.

The Citibank 12 Month CD earns an interest rate of 2.47 percent, which translates into an Annual Percentage Yield (APY) of 2.50 percent. This Citibank CD only requires a minimum deposit of $500, which is very low (in our opinion) for this interest rate. The Citibank Jumbo CD earns the same rate, but requires a deposit of $100,000. This Citi bank CD rate is one of the highest CD rates currently available for a 1 year CD.

The other Citibank certificate of deposit that caught out attention is the Citi 5 year CD. This Citi CD earns an interest rate of 3.25 percent and an APY of 3.30 percent. This CD is also insured in accordance with FDIC requirements, and again, the Citi 5 year jumbo cd rates are the same as the non-jumbo CD rates.

So, if you are looking for a 1 year or 5 year certificate of deposit with some of the highest bank CD rates around, then you should take a look at the CD rates at Citibank. Please be sure to visit the Citi Bank online banking web site, to see the current rates and terms available in your area, as CD rates can change quickly and vary with location.

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CD Rates at Citibank

Citibank CD Rates

admin — Fri, 12 Sep 2008 05:26:27 +0000

With branches in more than 100 countries around the world, Citibank is one of the largest banks in the United States. So, how do their CD rates compare? We decided to see for ourselves, and review Citibank CD Rates in our continuing quest to find the highest CD rates available.

Essentially, Citibank has one type of certificate of deposit, which is a standard CD with a minimum deposit of $500 for CDs opened online. Given those basic parameters, CD rates at Citibank differ depending upon the term length of the certificate of deposit. So, for our purposes we selected one short-term Citibank CD and one long-term Citibank CD to review.

The Citibank CD Rates that are most appealing to us of the short term CDs is the Citibank 9 Month CD. Earning an interest rate of 3.20 percent and an Annual Percentage Yield of 3.25 percent, the Citibank 9-month CD appears to be pretty interesting for a short-term CD. However, for that same $500 investment, investors may want to read about the State Farm Bank CD Rates for their 9 Month CD Special.

For those investors who are looking for a long-term CD, the most interesting Citi offering (in our opinion) is the Citibank 5 Year CD. We found, in our city, an interest rate of 3.92 percent and an Annual Percentage Yield of 4.00 percent being advertised for the Citibank 5-year CD. Although that is not too bad in light of the $500 minimum deposit, investors again may want to review our State Farm Bank CD Rates review of what you can get with the same low minimum deposit.

Given the low minimum deposits required, and decent interest rates, these Citibank CDs may have some appeal to certain investors. Be sure to visit Citibank online to confirm the current offers in your area, as Citibank CD interest rates and other terms may change with time and differ by region.

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Citibank CD Rates