Citizens Bank CD rates are a reflection of national economic outlook. They also depend on geographic locations within the United States and state regulatory actions. Other factors also play a role in the fluctuation of prices and APY of these certificates.

CD rates at Citizens Bank for a minimum investment of $1,000, which is the standard requirement at the company, are as follows. For a 1-year CD, the bank offers an Annual Percentage Yield of 0.60%. A 15-months CD yields 0.75% whereas a 2-year CD at the bank returns an APY of 1.00%. A 3-year CD offers an APY of 1.50%. A 4-year CD investment will return an APY of 1.70% and 5-year CD yields 2.00%.

Citizen CD rates for premium accounts are relatively higher than the standard investments. Circle banking customers of the bank can benefit from an APY of 0.85% for a one year CD. Customers with Circle Gold banking accounts will receive an APY of 1.10% on the same investment.

The current CD rates ascend for longer term investments. A 15-month CD for Circle and Circle Gold would yield 1.00% and 1.25%, respectively. A 3-year investment yields 1.74% on Circle and 2.00% on Circle Gold accounts whereas a 4-year investment for Circle and Circle Gold option yields 1.95% and 2.20%, respectively. Investors in 5-years CDs will receive an APY of 2.25% for Circle and 2.50% for Circle Gold accounts.

The bank also offers the option of opening IRA CD accounts. The bank reserves the right to deduct money from accounts in case of early withdrawals.

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Citizens Bank CD Rates Update

*Editor’s Note: this is an older article, and we have recently updated our research about current Citizens Bank CD Rates.  For our latest article on Citizens CD Rates, please see the following page: Citizens Bank CD Rates

Citizens Bank CD rates are a reflection of national economic outlook. They also depend on geographic locations within the United States and state regulatory actions. Other factors also play a role in the fluctuation of prices and APY of these certificates.

CD rates at Citizens Bank for a minimum investment of $1,000 are as follows. For an 11-month CD, the bank will offer an Annual Percentage Yield of 0.50%. A 15-months CD yields 0.60% whereas a 30-months CD returns an APY of 1.00%. A 3-year CD offers an APY of 1.25%. A 4-year CD investment will return an APY of 1.50% and 5-year CD yields 2.25%.

Citizen CD rates for premium accounts are relatively higher than the standard investments. Circle banking customers of the bank can benefit from an APY of 0.75% for an 11-month CD. Customers with Circle Gold banking accounts will receive an APY of 1.00% on the same investment.

The rates ascend for CDs with longer terms of maturity. A 30-month CD for Circle and Circle Gold would yield 1.25% and 1.50%, respectively. A 3-year investment will yield 1.50% on Circle and 1.75% on Circle Gold accounts whereas a 4-year investment for Circle and Circle Gold option yields 1.75% and 2.00%, respectively. Investors in 5-years CDs will receive 2.50% for Circle and 2.75% for Circle Gold accounts.

The bank also offers the option of opening IRA CD accounts. It has subsidized the minimum amount required for these accounts and now offers them at the starting price of $250.

Post from: Highest CD Rates Info

Citizens Bank CD Rates

*Editor’s Note: this is an older article, and we have recently updated our research about current Citizens Bank CD Rates.  For our latest article on Citizens CD Rates, please see the following page: Citizens Bank CD Rates

Citizens Bank offers a number of Certificates of Deposit or CDs. The company offers the highest CD rates but with the lowest monthly charges. Citizen Bank CD rates depend on the geographic location of a bank branch. Other factors that can fluctuate the prices and APY of these certificates include the national economic situation, federal interventions and regulations and market regulations.

Citizens Bank certificate of deposit rates for an average investment of $1,000 depend on the term limit of the account. For a 13-month CD, the bank would offer an Annual Percentage Yield of 0.65%. A 30-months CD would yield 1.00% whereas a 3-years CD would return 1.25%. A 5-year CD offers an APY of 2.00%.

Citizen CD rates for premium accounts are higher than the standard ones. Circle banking customers of the bank can benefit from an APY of 0.90% for a 13-month CD. Customers with Circle Gold banking accounts would receive an APY of 1.15% on the same investment.

The rates go up for CDs with longer terms of maturity. A 30-month CD for Circle and Circle Gold would yield 1.25% and 1.50%, respectively. A 3-year investment would yield 1.50% on Circle and 1.75% on Circle Gold accounts. Investors in 5-years CDs would receive 2.25% for Circle and 2.50% for Circle Gold accounts.

The bank also offers the opportunity of opening IRA CD accounts. It has subsidized the minimum amount required for these accounts and now offers them at the starting price fo $250.

Post from: Highest CD Rates Info

Citizens Bank CD Rates