Hanmi is not compounding interest on Hanmi Bank certificate of deposit rates, which could change how your yield turns out. They do have a more competitive $1,000 minimum deposit requirement to open and maintain, however, and interest can still be credited to the CD, to another Hanmi Bank account, or by check. The bank does limit deposits, however, and does not allow adding to your CD during its term.

Currently, the highest CD rates are offered on their Internet-based Hanmi Bank CD rates at 1.21% annual percentage yield (APY). These are offered in 3, 5, 6, or 12 month terms, all at the same yield. These are very competitive offers from Hanmi CD rates and are nationally some of the best.

The listed rates are only available online, however, and are not available in any local branch. Rates can be even higher if you have a current relationship with Hanmi as well.

Of course, Hanmi Bank is fully FDIC insured. If this special offer appeals to you, lock in your Hanmi Bank certificate of deposit rates today.

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Hanmi Bank CD Rates Update

*Editor’s Note: this is an older article, and we have recently updated our research about current Hanmi Bank CD Rates.  For our latest article on Hanmi Certificate of Deposit Rates, please see the following page: Hanmi Bank CD Rates

Online accounts for Hanmi Bank CD rates include 3, 6, 9, and 12 month terms, compounded daily, with a $1,000 minimum balance to open.  Actual interest payout is at the end of the term.

The Hanmi Bank certificate of deposit rates are competitive, as said, with annual percentage yields (APY) close to national averages and highs for such short-term CDs.  The highest CD rates are on the 12 month Internet CD, which gives Hanmic CD rates of 2.53% APY right now.

For the 3-month shortest-term Hanmi Bank CD rates, the return is 1.51% APY, the 6-month gives 1.77% APY, and the 9-month gives 2.28% APY.  Definitely some of the better CD rates in California and well worth checking out.

All Hanmi Bank accounts are FDIC insured to the fullest extent of the law.  These Hanmi CD rates can change at any time, so if any of them interest you, lock your Hanmi Bank certificate of deposit rates in now.

Post from: Highest CD Rates Info

Hanmi Bank CD Rates