For the 1 year term, the high CD rates in Pennsylvania are at Flagstar with a 1.55% annual percentage yield (APY) and a low $500 minimum deposit requirement to avoid fees. Next is Ally Bank with a 1.49% APY and no minimum deposit requirement. Finally, Beneficial Bank comes in with a 1.25% APY and a low $500 minimum deposit requirement. The national average is 0.69% for this term.

For a 3-year term, the Pennsylvania high CD rates are at Sovereign Bank which offers a 2.35% APY with a $500 minimum deposit to open and maintain. Next is Ally who gives a 2.29% APY with no minimum deposit requirement. Finally, it’s Beneficial Bank with a 1.75% APY and a $500 minimum deposit requirement. The national average is 1.43% APY for this term.

On a longer 5-year term, we find the best Pennsylvania CD rates are at Sovereign again with a 3.15% APY and that low $500 minimum deposit requirement. Ally then comes with a 2.94% APY and no minimum deposit while Firsttrust Bank has a 2.75% APY with a $2,500 minimum deposit required. For this term, the national average is 2.00% APY, which is also beaten by Bank of America who has a 2.25% APY offer.

Of course, all banks listed are FDIC insured. These high CD rates in Pennsylvania may not last long and can change at any time. If any of these Pennsylvania CD rates appeal to you, lock yours in today.

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Pennsylvania High CD Rates

If you are planning to invest your money in high interest CD then following information will come in handy. You can pick the best investment options that offer the highest APY and have the lowest minimum deposit requirements.

For one year investment option, the best CD rates are offered by Sallie Mae. It offers an APY of 1.55% and does not have any minimal deposit requirements. The next best investment option is presented by Bank of Internet USA. The company offers an APY of 1.54% with a minimum deposit requirement of $1,000. Aurora Bank is offering an APY of 1.53% with the same deposit requirement.

The highest CD rates for the three year category are offered by Tennessee Commerce Bank. It offers an APY of 2.50% for a minimum deposit of $2,500. Next best rates are offered by Bank of Internet USA with an APY of 2.42% and a minimum deposit of $1,000. Another great offer is available at newdominionDIRECT.com where an APY of 2.41% is available for a minimum deposit of $3,000. Sallie Mae is offering an APY of 2.40% and there is no minimum deposit requirement.

For the five year investment category, iGobanking.com offers the highest APY of 3.25%. It has a minimum deposit requirement of $1,000. EverBank is the second best with an APY of 3.22% and a minimum deposit requirement of $1,500. Nationwide Bank offers the third best rates with an APY of 3.05% and a minimum deposit requirement of $500.

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High Interest CD

Certificates of deposit rates, also known as CD rates, are the fluctuations in the interest rates that reflect in Annual Percentage Yield and help people in deciding about their future investment strategies. They look for the highest CD rates and the following lines will give them some information about the latest rates.

Following is a breakdown of current CD rates offered by different American banks and those based in the US. In the one year investment option, Sallie Mae offers the best returns on one year investment as the bank offers an APY of 1.55%; there are no restrictions of minimum deposit on this investment. Aurora Bank FSB is offering the second highest yield of 1.54% for a minimum deposit of $1,000.

CD rates offered by American Express Bank FSB hover around 1.50% and there is no deposit restriction. Discover Bank also offers the same rates but asks for a minimum balance of $2,500.

Ally Bank does not have any requirements for minimum deposit and offers an APY of 1.49% for one year CD. Other bank CD rates take a significant dip as the next best rate is offered by BankDirect at 1.11% APY. It asks for a minimum deposit of $10,000. Capital One Direct Banking is offering an APY of 0.50% for a minimum deposit of $5,000. Interest is compounded daily on these accounts and banks impose penalties and additional charges in case of early withdrawals of money and other violations of user agreement.

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Current Highest CD Rates

What is a certificate of deposit? That is a question often asked by people who do not have any knowledge of financial terminology. Certificate of deposit is a financial product offered by banks, savings and loan associations and credit unions. These certificates are similar to savings accounts but with major differences.

What is a CD account? In real terms, these certificates offer a fixed interest rate that is promised over certain duration of time.   Generally, once you buy a CD you cannot withdraw your money before the end of the term of the CD without paying a penalty to the bank.  For those who need access to their money after a brief amount of time, CDs are available for seven days, 14 days, 21 days and a month. They are known as short term CDs and offer negligible interest rates and ask for higher deposits. CDs are also available for three months, six months and nine months and generally have moderate interest rates. Standard CD rates start from 1-year investment with an APY of at least 0.50% thought most companies offer higher rates.

Usually, highest CD rates are available on five year certificates and they are generally in the range of 2.50% to 3.50%.  Minimum deposit requirement for these certificates varies as some companies do not ask for any minimum balance while others want as high minimum deposit as $10,000 — these are usually called “jumbo CDs”.

CD account rates for two and three year investments are moderate and hover around 1.50% to 2.30%. Certificates are also available for seven and 10 years but APY generally remains constant at the rates that are offered for five year certificates. There are only a few exceptions where financial institutions are ready to offer higher rates for these certificates.

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What is a Certificate of Deposit?

We’ll list by term and than rank offers by annual percentage yield (APY) and minimum deposit requirements. Any other information that might be required for each offer will also be included.

1 Year Term Highest CD Rates in Wyoming
Highest CD rates are currently at Ally Bank (formerly GMAC) with a 2.05% APY and no minimum deposit requirement. First Interstate Bank has a 1.40% APY with a $1,000 minimum deposit requirement while Bank of the West has a 1.20% APY with a $1,000 minimum deposit required.

3 Year Term Wyoming CD Rates
For this term, Ally Bank still ranks with a 2.75% APY and no minimum deposit required. Both First Interstate Bank and Bank of the West have a 2.30% APY offer with a $1,000 minimum deposit required (each). U.S. Bank has a 1.75% APY with a low $500 minimum as well.

5 Year Term Best CD Rates in Wyoming
In this term, Ally Bank has a 3.40% APY with no minimum deposit required. First Interstate Bank has a 2.90% APY with a $1,000 minimum deposit requirement. Both U.S. Bank and Bank of the West have a 2.50% APY with a $500 and $1,000 minimum deposit requirement, respectively.

All banks listed are FDIC insured, of course. If any of these highest CD rates appeal to you, lock yours in now as current CD rates change often.

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Highest CD Rates in Wyoming

We’ll list results by term and then rank by annual percentage yield (APY) and give other information as needed.

1 Year Term Wisconsin CD Rates
Highest CD rates nationally are at Ally Bank (formerly GMAC) and this holds true in Wisconsin as well. They offer a 2.05% APY for this term with no minimum deposit requirement. Equitable Bank has a 1.45% APY with a low $500 minimum while Water Stone Bank has a 1.30% APY with a $1,000 minimum deposit required.

3 Year Term Best CD Rates in Wisconsin
For this term, Ally Bank still has it with a 2.75% APY and no minimum deposit required. Guaranty Bank has a 1.90% APY with a $1,000 minimum deposit required. U.S. Bank and Water Stone Bank both have a 1.75% APY with a $500 and $1,000 minimum deposit requirement respectively.

5 Year Term Highest CD Rates in Wisconsin
This term still shows Ally Bank on top at 3.40% APY with no minimum deposit requirement. U.S. Bank has a 2.50% APY with a $500 minimum deposit and Guaranty Bank has a 2.40% APY with a $1,000 minimum deposit required. Water Stone Bank has a 2.36% APY with a $1,000 minimum as well.

All banks listed are FDIC insured. Be sure to lock in your highest CD rates now as current CD rates change often.

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Highest CD Rates in Wisconsin

We’ll list them by popular terms and rank by annual percentage yield (APY) and give you any other information you’ll need to know about the offer.

1 Year Term Highest CD Rates in West Virginia
For this term, Ally Bank (formerly GMAC) has a 2.05% APY with no minimum deposit requirement. Huntington National Bank has a 1.25% APY with a $1,000 minimum deposit and BB&T has a 1.00% APY with a $1,000 minimum deposit required.

3 Year Term West Virginia CD Rates
Ally Bank still has the highest CD rates in this term with 2.75% APY and no minimum deposit. BB&T has a 1.40% APY with a $1,000 minimum deposit requirement and Huntington National Bank has a 1.33% APY with a $1,000 minimum deposit as well.

5 Year Term Best CD Rates in West Virginia
This popular long-term shows the current CD rates are still best at Ally Bank with a 3.40% APY and no minimum deposit requirement. Huntington National Bank has a 1.92% APY with a $1,000 minimum deposit and BB&T has a 1.60% APY with a $1,000 minimum deposit requirement as well. Chase Bank has a 1.25% APYwith another $1,000 minimum required, for comparison.

All banks listed are FDIC insured. If any of these highest CD rates in West Virginia appeal to you, lock yours in now. Current CD rates change and the highest CD rates may not last long.

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Highest CD Rates in West Virginia

We’ll list the highest CD rates by term and then rank by annual percentage yield (APY). Any other information such as minimum deposit requirements will also be given.

1 Year Term Best CD Rates in Vermont
Ally Bank offers a 2.05% APY with no minimum deposit requirement for this term. The Merchants Bank has a 1.21% APY with a $500 minimum deposit required while Chittenden Bank has a 1.00% APY with a $1,000 minimum deposit required.

3 Year Term Highest CD Rates in Vermont
For this term, current CD rates are best at Ally Bank again with a 2.75% APY and no minimum deposit requirement. Chittenden Bank has a 2.15% APY to compete with a $1,000 minimum deposit required while TD Bank has a 2.00% APY with a low $250 minimum deposit requirement to match.

5 Year Term Vermont CD Rates
For this popular long term Ally Bank is still tops with a 3.40% APY and no minimum deposit required. The Merchants Bank has a 3.05% APY with a $500 minimum deposit required and TD Bank as well as Chittenden Bank have a 2.75% APY with a $250 and $1,000 minimum deposit required, respectively.

All banks listed are FDIC insured. These best CD rates in Vermont won’t last long, so if any of these current CD rates appeal to you, lock yours in today.

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Highest CD Rates in Vermont

As usual, we’ll list rates by term and then rank them by annual percentage yield (APY) as well as include any other needed information such as minimum deposit requirements to open and maintain the account.

1 Year Term Highest CD Rates in Washington
The nation’s leader, Ally Bank, has a 2.05% APY with no minimum deposit requirement, but close behind is HomeStreet Bank with a 2.00% APY and a low $500 minimum. Seattle Bank has a 1.86% APY with a $1,000 minimum deposit required.

3 Year Term Washington CD Rates
Three contenders for the top spot in this term: Ally Bank, Bank of America, and Washington Federal Savings, all with a 2.75% APY offer. Ally has no minimum deposit requirement while the other two require $1,000 to open and maintain. Seattle Bank has a 2.55% APY with a $1,000 minimum deposit and Home Street Bank has a 2.40% APY with a $500 minimum.

5 Year Term Best CD Rates in Washington
For this term, Ally Bank is offering a 3.40% APY with no minimum deposit required. Home Street Bank ofers a 3.35% APY to compete and has a low $500 minimum deposit. Washington Federal Savings has a 3.25% APY with a $1,000 minimum deposit required.

All banks listed are FDIC insured. If any of these current CD rates appeal to you, lock yours in now as the highest CD rates change quickly.

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Highest CD Rates in Washington

They’re listed by term and then ranked by annual percentage yield (APY) with any information needed such as minimum deposits.

1 Year Term Highest CD Rates in Virginia
For this term, Ally Bank has a 2.05% APY with no minimum deposit, which they’re offering nationally right now. Bank of America has a 0.70% APY with a $1,000 minimum deposit requirement for this term as well.

3 Year Term Virginia CD Rates
Looking at this term’s current CD rates, the best CD rates in Virginia are still at Ally Bank with a 2.75% APY and no minimum deposit required. Bank of America shows a 2.05% APY to compete, however, and requires a $1,000 minimum deposit to open.

5 Year Term Highest CD Rates in Virginia
Looking at this popular longer term, we still see the best CD rates in Virginia at Ally Bank with a 3.40% APY and no minimum deposit. Bank of America is trying, though, with a 2.75% APY and a $1,000 minimum deposit. Not much competition in VA, overall.

6 Month Term Virginia CD Rates
To quickly look at this popular short term, we see that Ally is still on top at 1.65% APY with no minimum deposit. Bank of America is at 0.25% APY with a $1,000 minimum deposit required.

Both banks listed are FDIC insured. These are the best CD rates in Virginia that we could find (worth mentioning). Lock in your highest CD rates now before current CD rates change.

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Highest CD Rates in Virginia