CD account rates at Intervest Bank are calculated on a regular basis. As of January 26, 2009, current cd rates at Intervest are as follows.

A 6-month investment returns an APY of 0.85%. A 1-year investment returns an APY of 1.30%. Intervest CD rates for an 18-month CD yields 1.50% whereas a 2-year investment returns an APY of 1.80%.

Intervest Certificate of Deposit Rates for a 30-month investment returns an APY of 2.00%. A 3-year investment returns an APY of 2.45%.

Highest CD rates are accrued on longer terms of investment. A 4-year investment returns an APY of 2.75% and a 5-year investment yields an APY of 3.22%.

A 6-year investment returns an APY of 3.23% and a 7-year investment yields 3.24%. An 8-year investment returns an APY of 3.25% whereas a 9-year CD offers an APY of 3.26%. Highest returns are possible on the 10-year certificate of deposit though it is only a fraction higher than the nine year CD, at 3.27%. Minimum deposit requirement is $2,500 for general fixed deposit CDs. IRA investments are also available and offer an APY of 1.35% at a basic investment of $1,000. The highest possible return or APY is possible in case of Jumbo CD for a term of 10 years. These certificates accrue an APY of 3.30%; minimal deposit requirement is $95,000. Penalties are imposed on early withdrawals; deductions are applicable on IRA investments. Other types of investment options are offered by the company.

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Intervest CD Rates

Current CD rates at Intervest range from six months to 10 years in term. Each has a better and better annual percentage yield (APY), of course.

For a six month term, the return is 1.05% APY in Intervest CD rates. For a on year term, it’s 1.55% APY, and 18 months at 1.75% APY. Intervest Bank CD rates for 2 years are 2.05% APY and for 30 months they are 2.25% APY.

Intervest CD rates for 3 years are 2.68% APY, 2.95% APY for 4 years, and 3.27% APY for 5 year terms.

For six years, the return is 3.29% APY, 3.31% APY for 7 years, 3.33% APY for 8 years, 3.35% APY for 9 years, and 3.37% APY for 10 years.

All Intervest Bank CD rates require a $2,500 minimum deposit to open and maintain. For those interested in Jumbo rates, the highest CD rates at Intervest are available for a 10 year Jumbo ($95,000 or higher deposit) at 3.39% APY.

IRA CDs require only $1,000 to open and have the same Intervest Bank certificate of deposit rates as those listed above.

The FDIC fully insured Intervest Bank up to $250,000 per depositor (until 2013, when it drops to $100,000 nationally). The highest CD rates at Intervest may change at any time, so if any of these current CD rates appeal to you, lock yours in today.

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Intervest Bank CD Rates