Citizens Bank CD Rates
Here at Highest CD Rates Info, one of the bank offers we track are Citizens Bank CD rates. Today, we’re bringing you an update on CD rates at Citizens Bank.
*Editor’s Note: this is an older article, and we have recently updated our research about current Citizens Bank CD Rates. For our latest article on Citizens CD Rates, please see the following page: Citizens Bank CD Rates
Citizens Bank CD rates are a reflection of national economic outlook. They also depend on geographic locations within the United States and state regulatory actions. Other factors also play a role in the fluctuation of prices and APY of these certificates.
CD rates at Citizens Bank for a minimum investment of $1,000 are as follows. For an 11-month CD, the bank will offer an Annual Percentage Yield of 0.50%. A 15-months CD yields 0.60% whereas a 30-months CD returns an APY of 1.00%. A 3-year CD offers an APY of 1.25%. A 4-year CD investment will return an APY of 1.50% and 5-year CD yields 2.25%.
Citizen CD rates for premium accounts are relatively higher than the standard investments. Circle banking customers of the bank can benefit from an APY of 0.75% for an 11-month CD. Customers with Circle Gold banking accounts will receive an APY of 1.00% on the same investment.
The rates ascend for CDs with longer terms of maturity. A 30-month CD for Circle and Circle Gold would yield 1.25% and 1.50%, respectively. A 3-year investment will yield 1.50% on Circle and 1.75% on Circle Gold accounts whereas a 4-year investment for Circle and Circle Gold option yields 1.75% and 2.00%, respectively. Investors in 5-years CDs will receive 2.50% for Circle and 2.75% for Circle Gold accounts.
The bank also offers the option of opening IRA CD accounts. It has subsidized the minimum amount required for these accounts and now offers them at the starting price of $250.