While researching CD rates at TD Bank, we came across several worth noting:

The TD Bank 13 Month CD: earns an Annual Percentage Yield (APY) of 3.00 percent.  This certificate of deposit requires a minimum investment of $500.

The TD Bank 3 Year CD: earns an APY of 3.50 percent.  This CD also requires a minimum deposit of $500.

The TD Bank 4 Year CD: earns an Annual Percentage Yield of 4.00 percent.  This certificate of deposit also requires a minimum investment of $500.

The TD Bank 5 Year CD: earns an APY of 4.25 percent.  Like the other TD CD rates, this one requires a minimum deposit of $500.

So, whether you are looking for a short term CD or a long term CD, don’t rule out TD Bank CD rates.  Be sure to check the TD Bank online banking web site to confirm the rates and terms available in your area, as CD rates can change quickly and vary by location.

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TD Bank CD Rates

The Corus Bank 12 Month CD earns an interest rate of 4.36 percent, giving an Annual Percentage Yield (APY) of 4.45 percent.  This certificate of deposit requires a minimum deposit of $10,000.

There is also a 12 Month Corus Bank Jumbo CD that also provides an APY of 4.45 percent.  The Jumbo CD requires a minimum deposit of $100,000.

If you are looking for a high interest 12 month CD, you should definitely check out the CD rates at Corus Bank, as they are the best CD rates that we have found for a one year CD.  Please be sure to visit the Corus Bank online banking site, because CD rates can change quickly and also may differ by geographic location.

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Corus Bank CD Rates

There are currently two  special offer certificates of deposit at SunTrust Bank: a 13 month CD and a 30 month CD.

The SunTrust Bank 13 Month CD earns an Annual Percentage Yield (APY) of 3.80 percent. This SunTrust CD requires a minimum deposit of $2,000.

The SunTrust Bank 30 Month No-Penalty CD earns an APY of 3.00 percent. This CD also requires a minimum investment of $2,000. Unlike most CDs, this SunTrust No-Penalty CD gives you the option to withdraw some or all of your money one time during the term of the CD without having to pay a penalty.

These SunTrust CD rates are pretty interesting these days, given the current state of the market. So, you may want to check out CD rates at SunTrust Bank if you are looking for a stable investment for your money. Be sure to check out the SunTrust online banking web site, as CD rates change often and can vary by region.

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SunTrust Bank CD Rates

There are basically two types of VirtualBank certificates of deposit, Regular CDs and eCDs.  Since the eCDs have the best CD rates of the two, we will focus on those.

The VirtualBank 6 Month eCD earns an interest rate of 4.00 percent, yielding an Annual Percentage Yield (APY) of 4.08 percent.  This VirtualBank CD requires a minimum deposit of $10,000.

The VirtualBank 12 Month eCD earns an interest rate of 4.35 percent, yielding an APY of 4.45 percent.  This Virtual Bank CD also requires a minimum deposit of $10,000.

The VirtualBank 4 Year eCD earns an interest rate of 4.40 percent, yielding an Annual Percentage Yield of 4.50 percent.  Like the other Virtual Bank CD rates, this one also requires a minimum investment of $10,000.

The VirtualBank 5 Year eCD earns an interest rate of 4.50 percent, yielding an Annual Percentage Yield of 4.60 percent.  Again, a minimum deposit of $10,000 is required

So, if you are looking for a high interest rate FDIC-insured CD, you may want to consider checking out the CD rates at VirtualBank.  Be certain to check out the VirtualBank online banking site to see the most up-to-date offers, as CD rates can change quickly.

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VirtualBank CD Rates

That certificate of deposit is the Wacovia Featured 12 month CD.  In our area, this Wachovia Bank CD earns an interest rate of 4.07 percent, producing an Annual Percentage Yield of 4.15 percent.  This 1 year CD is especially attractive given that this certificate of deposit only requires a minimum investment of $1,000.

Wachovia certificates of deposit are insured as required by the FDIC.  In the event that you have to withdraw your money before the term expires, you could be subject to a penalty up to 180 days worth of interest.

So, if you have been interested in Wachovia Bank CD Rates, this 12 month Wachovia CD is definitely worth checking out.  Since certificate of deposit rates can change rapidly and vary by geographic region, pleae check the Wachovia website to confirm what CD deals are available in your location.

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Wachovia Bank CD Rates

Essentially, Citibank has one type of certificate of deposit, which is a standard CD with a minimum deposit of $500 for CDs opened online.  Given those basic parameters, CD rates at Citibank differ depending upon the term length of the certificate of deposit.  So, for our purposes we selected one short-term Citibank CD and one long-term Citibank CD to review.

The Citibank CD Rates that are most appealing to us of the short term CDs is the Citibank 9 Month CD. Earning an interest rate of 3.20 percent and an Annual Percentage Yield of 3.25 percent, the Citibank 9-month CD appears to be pretty interesting for a short-term CD.  However, for that same $500 investment, investors may want to read about the State Farm Bank CD Rates for their 9 Month CD Special.

For those investors who are looking for a long-term CD, the most interesting Citi offering (in our opinion) is the Citibank 5 Year CD.  We found, in our city, an interest rate of 3.92 percent and an Annual Percentage Yield of 4.00 percent being advertised for the Citibank 5-year CD. Although that is not too bad in light of the $500 minimum deposit, investors again may want to review our State Farm Bank CD Rates review of what you can get with the same low minimum deposit.

Given the low minimum deposits required, and decent interest rates, these Citibank CDs may have some appeal to certain investors.  Be sure to visit Citibank online to confirm the current offers in your area, as Citibank CD interest rates and other terms may change with time and differ by region.

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Citibank CD Rates

Currently, Countrywide is featuring a 7 month CD with a 4.00 percent Annual Percentage Yield (APY). That’s a pretty nice rate for a short-term CD. This featured CD requires a minimum deposit of $10,000.

Other Countrywide Bank CD Rates of interest include:

• The Countrywide 12 month CD. This CD has an Annual Percentage Yield of 3.90 percent, and also requires a minimum investment of $10,000.

• The 36 month CD at Countrywide Bank has an APY of 3.70 percent, and likewise requires a deposit of $10,000.

• The Countrywide Bank 48 month CD, which has an APY of 3.95 percent. This Country wide Bank CD also requires a minimum deposit of $10,000.

In our opinion, these Countrywide Bank CD Rates seem pretty appealing. Please be sure to check the Countrywide web site for the most current offers available in your area, as CD rates can change rapidly and differ by location.

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Countrywide Bank CD Rates

Wells Fargo Bank basically offers two types of certificates of deposit: their Standard CDs and their Special Offer CDs. We will take a quick look at the Wells Fargo CD interest rates for both of these types of CDs.

The Wells Fargo Standard CDs start with a minimum deposit of $2,500, but have slightly higher rates if your minimum deposit is $10,000, and slightly higher rates still if you invest in a jumbo CD with a minimum investment of $100,000. The problem with these Standard CDs is, in our humble opinion, that the interest rates are just too low. The best CD rates that we found for the Standard CD is an Annual Percentage Yield (APY) of 2.35 percent for a 1 year 100,000 minimum deposit jumbo CD, and frankly, that’s lower than most of the other CDs that we have reviewed on this site (jumbo or not).

So, let’s move on to the Wells Fargo Bank CD rates on their Special Offer CDs. With these certificates of deposit, things start to get a little more interesting. The Wells Fargo Special Offer CDs all require a minimum deposit of $5,000. There is a 5 month Special CD with an Annual Percentage Yield of 2.60 percent, but honestly this is not that appealing to us either. There is also a 16 month Special CD with an APY of 3.20 percent, and a 25 month CD Special with an APY of 3.75 percent.

While those Special CD rates are an improvement over their Standard CD rates, they are still lower than many (if not most) of the other CDs that we have reviewed on this site. Also, it seems that there are not any Wells Fargo Bank CDs with a longer term than 25 months. However, you may find different rates and terms for your area than we did in ours, so be sure to check the Wells Fargo web site to see all of the offers available in your area.

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Wells Fargo CD Rates

CD interest rates at State Farm Bank can basically be split into two categories: (1) traditional CD rates and (2) jumbo cd rates. State Farm traditional CDs require a minimum deposit of only $500 to open, whereas State Farm Bank jumbo CDs require a minimum deposit of $100,000. While State Farm CDs come in many different term lengths, we will focus on just a couple of interesting CDs.

One interesting CD that we found is the State Farm 9 month CD. In both the traditional CD and the jumbo CD, this “special CD” has an interest rate of 3.73 percent and an Annual Percentage Yield (APY) of 3.80 percent. That seems like a pretty attractive rate for a nine month CD.

If you are looking for longer term certificates of deposit for your CD ladder, you will be interested to know that State Farm 2, 3, 4 and 5 year CDs all have Annual Percentage Yields above 4.00 percent. The Jumbo CD rates tend to run about 0.05 percent higher than the traditional CD. Topping the list of State Farm CD interest rates is the jumbo 5 year CD, with an APY of 4.30 percent.

Therefore, if you are looking for either a traditional or jumbo CD, you might take a look at CD rates at State Farm Bank. Please remember that rates and terms can vary by location and change with time, so
check that State Farm online web site to confirm the deals available in your town.

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State Farm Bank CD Rates

Regions Bank CDs are available in a wide variety of term lengths. Regions Bank short term certificates of deposit can be found with terms as short as 7 days, and as long as 89 days. These short term Regions CDs require a minimum deposit of $2,500.

Regions Bank longer term CDs range in term from 90 days up to 6 years. These long term CDs require a minimum deposit of only $500, which is less than many financial institutions require.

You can apply for a Regions Bank CD account online, and customers with certain other Regions Bank accounts may qualify for a higher Regions Bank CD interest rate. Please note that, like many CDs, Regions Bank may charge a penalty if you decide to withdraw your funds before the end of the CD term.

With such a wide range of terms, there is a RegionsBank CD to fit any CD ladder strategy. Also, the low minimum investment adds to your ability to be flexible and spread your money across different accounts (and thereby hopefully diversifying your risk). So, if you think you may be interested in learning more about a Regions Bank certificate of deposit, please be sure to check the Regions Bank web site for specific details available in your area, as not these details can change with time and vary by location.

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Regions Bank CD Rates