Highest CD Rates Info

Here at Highest CD Rates Info, we have a lot of banks we like to keep up with to bring you the latest in certificate of deposit offerings. Flagstar Bank CD rates are some of those we track and today we’re bringing you another update on them.

Flagstar CD rates terms range from 30 days to 120 months with current specials on a Smart Choice 12-month offering being made. Most Flagstar certificate of deposit rates are higher than the national average and worth considering right now.

The Smart Choice 12-month term offering has highest CD rates of 1.50% annual percentage yield (APY) and can be opened online or in a local branch.

For 30-89 days, rates at 0.05% APY while for 90-179 days they are 0.15% APY. At 180-364 days, terms are 0.75% APY. 13-17 months are at 1.20% APY and 18-23 months are at 1.25% APY. These are all nationally competitive Flagstar Bank CD rates.

More Flagstar CD rates are at 24-29 months at 1.45% APY, 30-35 months at 1.60% APY, 36-47 months at 1.94% APY and 48-59 months at 2.35% APY. Those are good returns and still nationally competitive.

Highest CD rates are in the 60-120 month rates at 2.59%. This finishes off the standard and special Flagstar certificate of deposit rates offerings right now. Another special worth considering is also an interesting Flagstar CD rates offer.

The Rising Rate 24 month Internet-only Flagstar certificate of deposit rates offer is unique. It is a 24-month term CD with four tiers of return, getting larger as the certificate matures. For the first six months, this Flagstar Bank CD rates offer has a 1.00% APY, rising to 1.51% APY at six months and then 2.00% APY at a year. Fianlly, for the final six months of its term, the highest CD rates are at 2.50% APY. This averages a 1.7525% APY for the life of the CD.

Flagstar Bank is fully FDIC insured.