Highest CD Rates Info

California is another highly competitive market for certificates of deposit, we at Highest CD Rates Info know. Several of our readers are also in CA, so we thought we would see what the best CD rates in California are right now and show them to you.

These will be ranked by term and then by annual percentage yield (APY) and will include any minimum deposit information as well.

1 Year Term California CD Rates
The highest CD rates for this term are at Citibank and Guaranty Bank, both offering 2.00% APY with a $500 and a $1,000 minimum deposit requirement respectively. IronStone Bank is next at 1.50% APY with a $500 minimum deposit and then El Dorado Savings has a 1.30% APY with a $500 minimum deposit required.

3 Year Term Highest CD Rates in California
For this mid-term, current CD rates are best at IronStone Bank with a 2.50% APY and a $500 minimum deposit required. El Dorado Savings isn’t too far behind at 2.36% APY and a $500 minimum. Citibank and Guaranty Bank are at 2.25% APY with a $500 and $1,000 minimum deposit requirement, respectively.

5 Year Term California CD Rates
IronStone Bank is showing the highest CD rates in California for this term at 3.25% APY, then Citibank at 3.00% APY, and then El Dorado Savings Bank at 2.75% APY. All three require a $500 minimum deposit. Guaranty is worth mentioning at 2.71% APY with their $1,000 minimum as well.

6 Month Term Best CD Rates in California
For this short term, there are good offers on current CD rates. El Dorado Savings has a 1.06% APY and Citibank has a 1.01% APY, both of which require a $500 minimum deposit. Guaranty Bank also has a 1.01% APY with a $1,000 minimum deposit requirement and IronStone Bank has a 1.00% APY with $500 required.

All banks listed are FDIC insured.