Highest CD Rates
We search the internet for the best CD rates to help you get the most from your investing money. Here are the highest CD rates that we have found recently on standard (non-jumbo) certificates of deposit:
Highest Rate 1 Year CD: The GMAC 12 Month CD earns an interest rate of 4.02 percent, yielding an Annual Percentage Yield (APY) of 4.10 percent. The minimum deposit for this certificate of deposit is $500.
Highest Rate 2 Year CD: Again, nice GMAC CD rates. The GMAC 2 Year CD earns an interest rate of 4.16 percent, yielding an APY of 4.25 percent. The minimum investment for this certificate of deposit is also $500.
Highest Rate 3 Year CD: The Intervest National Bank 3 Year CD earns an interest rate of 4.26 percent, yielding an APY of 4.35 percent. The minimum deposit for this Intervest CD rate is $2,500.
Highest Rate 4 Year CD: The Capital One Direct Banking 4 Year CD earns an interest rate of 4.54 percent, yielding an APY of 4.64 percent. The minimum investment for this Capital One CD rate is $5,000.
Highest Rate 5 Year CD: The Washington Mutual Bank 5 Year CD earns an interest rate of 4.89 percent, yielding an APY of 5.00 percent. The minimum deposit to get this WaMu CD rate is only $1,000.
There you have it, the highest bank CD rates currently available. Please be sure to check the online banking websites of each bank, as interest rates can change quickly and vary by region.
[...] last reported on Capital One Bank CD rates in our roundup of the highest CD rates by term length last December. Certificate of Deposit rates have seen a good bit of movement since [...]