Highest Current CD Rates
Here are updates for you on the highest current CD rates available nationally right now. Our continuing mission here at Highest CD Rates Info is to bring you this information quickly so you can judge where best to store your money in today’s market.
1 Year Term
The highest current certificate of deposit rates in this term are at Ally Bank (UT) with a 2.35% annual percentage yield (APY) and a $1 minimum deposit. The same rate is available at Stonebridge Bank (PA) and Corus Bank (IL) as well, with a $500 and $10,000 minimum deposit (respectively).
2 Year Term
The highest CD rates for this term are at Tennessee Commerce Bank with a 2.87% APY and a $2,500 minimum deposit. Next in line is Discover Bank at 2.80% APY with a $2,500 minimum deposit. Finally, Nexity Bank (AL) has a 2.54% APY with a $1,000 minimum deposit requirement.
3 Year Term
The highest current CD rates for this term are similar to the 2 year terms with Tennessee Commerce Bank having a 3.27% APY and $2,500 minimum, Discover a 3.10% APY and a $2,500 minimum deposit. Intervest National Bank (NY) also comes in with a 3.10% APY with a $2,500 deposit requirement.
4 Year Term
The highest current certificate of deposit rates for this term are at Intervest National Bank with a 3.55% APY and a $2,500 minimum deposit. Tennessee Commerce Bank is next at 3.45% APY and $2,500 required while Lone Star Bank (TX) comes in third with a 3.35% APY and a $1,000 minimum deposit requirement.
5 Year Term
This final list of the highest current CD rates is in the 5 year term and is lead by Tennessee Commerce Bank at 3.65% APY with a $2,500 minimum deposit required. Intervest National Bank is next at 3.62% APY with the same $2,500 required. Lone Star Bank comes in third at 3.55% APY and a $1,000 minimum required deposit.
As always, all banks listed are FDIC insured and these rates could change often. So if any of these highest CD rates appeal to you, lock yours in now.