Highest CD Rates Info

It’s been a while since we here at Highest CD Rates Info brought you the latest on HSBC certificate of deposit rates, so we thought we’d give an update.

*Editor’s Note: this is an older article, and we have recently updated our research about current HSBC CD Rates.  For our latest article on HSBC Certificate of Deposit Rates, please see the following page: HSBC CD Rates

CD account rates are now considered a premium indicator of any financial institution. Customers like to do business with banks and financial institutions that offer the best rates and have other perks and benefits. The current cd rates offered by HSBC are one of the lucrative ones in the industry.

HSBC CD Rates for 3 months investment are currently estimated at 0.15% with a minimum investment of $1,000. HSBC certificate of deposit rates for 6 months certificate are priced at 0.50%. A 9-month investment in these certificates yields 0.75% APY.

Standard investment of one year offers an APY of 1.25% while the minimum deposit remains the same at $1,000. A 2-year investment offers a lower return at 1.10% APY. HSBC offers a complete online solution for the opening of CD accounts. They offer a simple registration form that is necessary to be completed before the opening of accounts. Usernames and passwords are generated through this form that is later used for gaining entry into the secure features of HSBC website.

HSBC also offers branch and telephone deposit CD accounts but they offer lower rates. A 1-year investment only yields 0.55% whereas two to four year investments returns 0.75% APY. CD rates for investments of four years to 10 years are slightly higher at 1.01%. Customers with Premium checking accounts will receive higher APY for these certificates. They will receive an APY of 2.00% for an investment of 4-10 years whereas 2-4 year investment certificates will return 1.05%.