Highest CD Rates Info

This is the San Diego County Credit Union CD rates update from Highest CD Rates for January, 2012. There has been a change in the terms of the promotional CDs along with rate changes that have occurred since our last visit back in October of 2011. The amount of reduction in the returns the San Diego County Credit Union certificate of deposit rates were offering is from 0.05% to 0.30% in the APYs now available.

The SDCU CD rates are set up in a tiered format with minimum deposit amounts of $2,000, $10,000 and $90,000 for all terms.

The current CD rates include the promotional offers of the 21 month CD that is earning an APY of 1.06%, 1.06% and 1.10% respectively. The best CD rates are from the 54 month CD that is earning an APY of 1.80%, 1.80% and 1.85%. Both of these promotional CDs require you to have an active checking account with SDCU.

The standard CD rates include the 3 month CD that is earning an APY of 0.15%, 0.20% and 0.25% respectively. The 6 month CD is earning an APY of 0.30%, 0.35% and 0.40%.

The 1 year CD is earning an APY of 0.35%, 0.40% and 0.45%. The 18 month CD is earning an APY of 0.50%, 0.55% and 0.60%.

The 2 year CD is earning an APY of 0.65%, 0.70% and 0.75%. The 3 year CD is earning an APY of 1.06%, 1.10% and 1.15%.

The 4 year CD is earning an APY of 1.25%, 1.30% and 1.35%. The 5 year CD is earning an APY of 1.70%, 1.75% and 1.80%.

The San Diego County CD rates  were posted on January 7, 2012 but are subject to change without notice.

Today the focus of Highest CD Rates are the Regions Bank CD rates. While their rates have not changed since our last update, the term of the special CD has. The length has been reduced by 4 months but the APY has remained the same.

The Regions Bank certificate of deposit rates for the special relationship CD is an APY of 1.25% for a term of 54 months. This is the best CD rates being offered by Regions Bank. That requires a minimum deposit of $10,000 and that you have an open and active checking account with Regions Bank.

The current CD rates for those with a relationship to a checking account include the 1 to 5 month CD that is earning an APY of 0.12%. The 6 to 11 month CD is earning an APY of 0.15%.

The 1 year to 17 month CD is earning an APY of 0.15%. The 18 to 23 month CD is earning an APY of 0.25%. The 2 year to 29 month CD is earning an APY of 0.30%.

The 30 to 35 month CD is earning an APY of 0.30%. The 3 year to 47 month CD is earning an APY of 0.65%. The 4 year to 53 month CD is earning an APY of 0.85%.

The 54 to 59 month CD is earning an APY of 0.85%. The 5 to 6 year CD is earning an APY of 0.95%.

The minimum deposit for these CDs is $500.

The Regions CD rates were posted on January 9, 2012 but are subject to change without notice.

This is the first Rabobank CD rates update from Highest CD Rates of the year. In this new year these Rabobank certificate of deposit rates have been reduced since our last visit in October. The amount of the reduction over the course of all the terms is from 0.03% to 0.08%.

The Rabobank CD rates are set up in a tiered format with a minimum deposit amount of $2,500, $50,000 and $100,000. The minimum amount for the IRS CD is $1,000. These IRA CDs have the same rates as the standard CDs. There is no minimum balance for the CD accounts, but any early withdraw of the finds will be charged a fee.

The current CD rates include the 30 to 60 day CD that is earning an APY of 0.15%, 0.15% and 0.15% respectively. The 61 to 90 day CD is earning an APY of 0.15%, 015%, and 0.15%.

The 91 to 179 day CD is earning an APY of 0.15%, 015%, and 0.15%. The 180 to 364 day CD is earning an APY of 0.20%, 0.20% and 0.20%.

The 1 year to 23 month CD is earning an APY of 0.27%, 0.35%, and 0.35%. The 2 year to 35 month CD is earning an APY of 0.43%, 0.47% and 0.47%.

The best CD rates are from the 3 to 5 year CD that is earning an APY of 0.66%, 0.71% and 0.71%.

These Rabo CD rates were posted on December 23, 2011 and are still accurate for the new year but are subject to change without notice.

From the Highest CD Rates we are visiting the PNC Bank CD rates today.  This bank has decided to stop lower their CD rates and has not changed them since our last visit back in October of last year.

This could be a good sign for this type of investment for the new year.

The PNC Bank certificate of deposit rates are still set up in a tiered format. The lowest rates are the standard CD followed by this with a Choice Checking account then the Premium Checking accounts.

The promotional CD rate has also gone unchanged. PNC is offering a 9 month CD is earning an APY of 0.20%, 0.22% and 0.25% respectively. This CD requires a minimum deposit of $1,000.

The current CD rates include the 1 month CD that is earning an APY of 0.05%, 0.05% and 0.05% respectively. This CD requires a minimum deposit of $5,000. CDs that have terms exceeding 1 month only requiring a minimum deposit of $1,000.

The 3 month CD is earning an APY of 0.10%, 0.10% and 0.10%. The 6 month CD is earning an APY of 0.15%, 0.15% and 0.15%. The 1 year CD is earning APY of 0.25%, 0.25% and 0.25%.

The 18 month CD is earning an APY of 0.40%, 0.40% and 0.40%. The 2 year CD is earning an APY of 0.45%, 0.45% and 0.45%.

The 3 year CD is earning an APY of 0.45%, 0.45% and 0.45%. The 4 year CD is earning an APY of 0.85%, 0.85% and 0.85%.

The 5 year CD is earning an APY of 1.05%, 1.05% and 1.05%. The 7 year CD is earning an APY of 1.55%, 1.55% and 1.55%.

The best CD rates are from the 10 year CD that is earning an APY of 1.80%, 1.80% and 1.80%.

These PNC CD rates were posted on January 2, 2012 but are subject to change without notice.

This is the first Pentagon Credit Union CD rates update from Highest CD Rates this year. There has been an increase in one of the terms being offered by PFCU. The increase is in the 1 year CD is 0.17% in the APY it returns to their members.

The Pentagon Credit Union certificate of deposit rates are available for the standard CDs as well as the IRA CDs of the same length in terms. All of the terms use compounded interest except the 6 month CD which has only simple interest applied to the balance.

Each term is of affixed interest rate for the life of the deposit. The return is guaranteed unless you make an early withdraw. If that occurs a penalty fee will be assessed to the account. The minimum deposit for the standard CDs and the IRA CDs is $1,000.

The current CD rates include the 6 month CD that is earning an APY of 0.50%. The 1 year CD is earning an APY of 1.16%.

The 2 year CD is earning an APY of 1.25%. The 3 year CD is earning an APY of 1.50%. The 4 year CD is earning an APY of 2.00%.

The 5 year CD is earning an APY of 2.25%. The best CD rates are from the 7 year CD that is earning an APY of 2.75%.

The Pentagon CD rates were posted on January 4, 2012 but are subject to change without notice.

The Northwest Savings Bank CD rates from Pennsylvania are the focus of Highest CD Rates today. Since our last visit back in October of last year a few of the terms have seen a reduction in the APY’s they were offering the public. The amount of reductions is from 0.05 to 0.50%.

The current CD rates being offered by Northwest Savings Bank include the 1 year to 17 month CD that is earning an APY of 0.40%. The 18 to 23 month CD is earning an APY of 0.45%.

The 2 year to 29 month CD is earning an APY of 0.60%. The 30 to 35 month CD is earning an APY of 0.65%. The 3 year to 47 month CD is earning an APY of 0.75%.

The 4 year to 59 month CD is earning an APY of 1.15%. The 5 year to 71 month CD is earning an APY of 1.40%. The best CD rates are obtained with the 6 to 10 year CD that is currently earning an APY of 1.80%.

The promotional rates include the 1 year to 17 month CD that is earning an APY of 0.50%. The 18 month CD is earning an APY of 0.70% and the 3 year to 47 month CD is earning an APY of 1.00%.

These Northwest Savings Bank certificate of deposit rates are obtainable with a minimum deposit of $500. This includes the standard CDs, Promotional CDs and the IRA CDs.

The Northwest Savings CD rates  were posted on December 30, 2011 but are subject to change without notice.

The Navy Federal Credit Union CD rates are the focus of the Highest CD Rates today. The Navy Federal Credit Union certificate of deposit rates have remained steady since out last visit but the deposit amounts have changed slightly.

This financial institution has their CDs set up in a tiered format. The minimum deposit amounts are $2,500, $10,000 and $100,000 for the 6, 9 and 18 month terms. For the 1 to 7 years the deposit levels are $1,000, $20,000 and $100,000.

The current CD rates for the standards certificates include the 6 month CD that is earning an APY of 0.60%, 0.70% and 0.85% respectively.

The 9 month CD that is earning an APY of 0.00%, 0.80% and 0.85%. The 18 month CD that is earning an APY of 0.00%, 1.05% and 0.85%. The 9 and 18 month CDs are not offered at amounts below $10,000.

The 1 year CD is earning an APY of 0.85%, 0.95% and 1.05%. The 2 year CD is earning an APY of 1.05%, 1.15% and 1.25%.

The 3 year CD is earning an APY of 1.45%, 1.55% and 1.65%. The 4 year CD is earning an APY of 1.70%, 1.80% and 1.65%.

The 5 year CD is earning an APY of 2.10%, 2.20% and 2.30%. The best CD rates are from the 7 year CD that is earning an APY of 2.70%, 2.80% and 2.30% respectively.

These Navy Federal CD rates were posted on January 2, 2012 but are subject to change without any prior notice.

The first bank of the year being visited by Highest CD Rates is the National Penn Bank CD rates. Since our last visit to this financial institution in September of 2011, one of the openly advertised CD rates has been reduced. The number of National Penn Bank certificate of deposit rates still remains at only 2. The amount of the reduction is 0.15% in the APY the 5 month CD will now earn you.

The best CD rates and current CD rates are from the 5 year CD that is earning an APY of 1.75%. The minimum deposit amount required for both the standard CD is only $500. This CD is also available as an IRA CD with the same minimum deposit requirements of $500.

The CD special this month is again the 5 month Ready Access Account. This fixed term CD is earning an APY of 0.40%. The minimum deposit to open an account and obtain the stated rate is $500. This CD term is not available as an IRA CD. This type of account allows for the full withdraw of principal and all interest of the deposit has accrued after a seven day waiting period from the initial time of the deposit has occurred. This withdraw does not initiate a penalty, but the earnings will not be the full amount if an early withdraw does occur.

The National Penn CD rates were posted on December 26, 2011 but are subject to change without notice.