Chase Bank CD Rates April 2012 Update

The Chase Bank CD rates are the focus today by Highest CD Rates. This is the same financial institution that has its roots in America back to its founding in 1799. It was founded by Aaron Burr on Wall Street, and has grown to become one of the top 4 banks in the nation.

Since our last visit, there has been a change in the CD specials that are being offered the public. Not only has there been some reduction of up to 0.25% in the APY they were earning, but the terms being offered have also changed.

The current CD rates include the 6 month CD that is earning an APY of 0.20%. The 1 year CD is earning an APY of 0.25%. The 18 month CD is earning an APY of 0.35%.

The 2 year CD is earning an APY of 0.40%. The 3 year CD is earning an APY of 0.50%. The standard Chase Bank certificate of deposit rates require a minimum deposit of $1,000.

The current special CD rates include the 6 month CD is earning an APY of 0.25%. The 1 year CD is earning an APY of 0.45%.

The 3 year CD is earning an APY of 0.75%. The 5 year CD is earning an APY of 1.10%. The best CD rate is from the 7 year CD that is earning an APY of 2.00%.

To obtain the special CD rates, you must place a deposit of $10,000 with Chase Bank.

The Chase CD rates were posted on March 30, 2012 but are subject to change without notice.

 

 

Central Pacific Bank CD Rates April 2012 Update

The Central Pacific Bank CD rates are the focus for Highest CD Rates today. Since our last visit to this Honolulu-based bank, the CD rates have seen a reduction. The amount of reduction is from 0.05% to 0.15%.

The current CD rates include the 7 to 364 day CD that is earning an APY of 0.05%. The 1 year CD is earning an APY of 0.10%.

The 2 year CD is earning an APY of 0.15%. The 3 year CD is earning an APY of 0.30%. The 4 year CD is earning an APY of 0.30%.

The best CD rate is from the 5 year CD that is earning an APY of 0.70%. The standard CDs require a minimum deposit of $500 to obtain the stated APYs.

The CD specials include the 1 year CD is earning an APY of 0.32%. The 2 year CD is earning an APY of 0.40%.  The 3 year CD is earning an APY of 0.50%.

To obtain the special CDs, you must deposit a minimum amount of $2,500. There is also a requirement that there must be an active checking, savings, or money market account with Central Pacific Bank.

There are also the preferred 6 month CD that is earning an APY of 0.30%, and the 1 year preferred CD that is earning an APY of 0.35%. This requires a minimum deposit of $500.

The Central Pacific CD rates were posted on April 2, 2012, but are subject to change without notice.

 

Cathay Bank CD Rates March 2012 Update

Today, the Highest CD Rates has to report changes to the Cathay Bank CD Rates. This change is a reduction in the CD rates since or last visit. The amount of reductions is from 0.05% to 0.40%.

These CD rates are in a tiered format, with minimum amounts being $2,500 and $50,000. There are also jumbo CD rates but a local branch office must be contacted before they are disclosed.

The current CD rates include the 7 to 31 day CD that is earning an APY of 0.05% and 0.10%, respectively. The 32 to 89 day CD is earning an APY of 0.10% and 0.15%.

The 90 to 179 day CD is earning an APY of 0.15% and 0.20%. The 180 to 364 day CD is earning an APY of 0.35% and 0.35%.

The 1 year to 23 month CD is earning an APY of 0.50% and 0.50%. The 2 year to 35 month CD is earning an APY of 0.60% and 0.60%.

The best CD rates are from the 3 to 5 year CD that is earning an APY of 0.70% and 0.70%.

The Cathay Bank certificate of deposit rates are available to anyone in the US, but they only have branch offices in California, New York, New Jersey, Illinois, Massachusetts, Texas, and Washington. All of the Cathay CD rates are the same at this time, independent of which state branch office you use to acquire the account.

These Cathay CD rates were posted on March 29, 2012, but are subject to change without notice.

 

 

 

Capitol Federal Savings Bank CD Rates March 2012 Update

Today, the Capitol Federal Savings Bank CD Rates are under review by Highest CD Rates. This is a Kansas-based financial institution that has been in business for over 115 years. Since our last visit at the end of 2011, the Capitol Federal Savings Bank certificate of deposit rates have seen a decrease in the amount they return to the customers. The amount of this reduction is from 0.05% to 0.45% in the APY they were earning.

The current CD rates include the 91 day CD that is earning an APY of 0.15%. The 182 day CD is earning an APY of 0.30%. The 8 month CD is earning an APY of 0.40%.

The 10 month CD is earning an APY of 0.45%. The 1 year CD is earning an APY of 0.50%. The 14 month CD is earning an APY of 0.60%.

The 19 month CD is earning an APY of 0.70%. The 2 year CD is earning an APY of 0.80%. The 27 month CD is earning an APY of 0.85%.

The 30 month CD is earning an APY of 0.90%. The 3 year CD is earning an APY of 1.15%. The 42 month CD is earning an APY of 1.25%.

The 48 month CD is earning an APY of 1.50%. The best CD rate is from the 5 year CD that is earning an APY of 1.65%. The 8 year CD is earning an APY of 1.60%.

The minimum deposit required to obtain these CD rates is $1,000.

The Capitol Federal Savings CD rates were posted on March 22, 2012, but are subject to change without notice.

 

Capital One Bank CD Rates March 2012 Update

Today’s focus by Highest CD Rates is the Capital One Bank CD rates. This is the same credit card company that most America knows of. They ventured into the retail banking sector in 2005 and have grown to be the 5th largest deposit of funds in the nation.

Unlike the last time we visited the Capital One Bank certificate of deposit rates, most have raised slightly.  This rise in CD rates is from 0.05% to 0.20%. The exception to this is the 5 year CD which saw a decline in its rate by 0.26%.

The current CD rates include the 6 month CD that is earning an APY 0.25%. The 1 year CD is earning an APY 0.30%.

The 18 month CD is earning an APY 0.40%. The 2 year CD is earning an APY 0.40%. The 30 month CD is earning an APY of 0.45%.

The 3 year CD is earning an APY 0.50%. The 4 year CD is earning an APY 0.75%. The 5 year CD is earning an APY of 0.75%.

The best CD rates are from the 7 year CD that is earning an APY 1.01%.

To open an account and obtain the stated CD rates, a minimum deposit of $5,000 is still required.

At maturity, each of the CDs you have invested in will have a 7 day grace period. This allows for you to make any changes as you see fit to the account, or withdraw the funds.

The Capital One CD rates were posted on March 21, 2012, but are subject to change without any prior notice.

 

Boeing Credit Union CD Rates March 2012 Update

The Boeing Credit Union CD rates from this financial institution are today’s focus by Highest CD Rates. They currently have 40 branch offices in the Puget Sound area of Washington State, but members can live anywhere in America.

The BECU CD rates are set up in tiered formats which have minimum deposit levels of $500, $50,000, and $100,000. The CD rates listed below are for those members with an active Advantage account. These are, on average, 0.40% higher than those without an Advantage account.

The current CD rates for those with an Advantage Account include 3 to 5 month CD that is earning an APY of 0.50%, 0.55%, and 0.60%.

The 6 to 11 month CD is earning an APY of 0.55%, 0.60%, and 0.65%.  The 1 year to 17 month CD is earning an APY of 0.60%, 0.65%, and 0.70%.

The 18 to 23 month CD is earning an APY of 0.75%, 0.80%, and 0.85%. The 2 years to 35 month CD that is earning an APY of 0.95%, 1.01%, and 1.06%.

The 3 year to 47 month CD is earning an APY of 1.11%, 1.16%, and 1.21%.The 4 year to 59 month CD is earning an APY of 1.36%, 1.41%, and 1.46%.

The best CD rates are from the 5 year CD that is earning an APY of 1.56%, 1.61%, and 1.65%.

The Boeing CU CD rates were posted on March 1, 2012 but are subject to change without notice.

 

 

Bank of America CD Rates March 2012 Update

Today, the Bank of America CD rates is the focus of Highest CD Rates. This is the second largest financial institution in America. What most people are unaware of is that its original name was Bank of Italy which was headquartered in San Francisco, California.

Since our last visit at the end of 2011, the 5 year CDs has seen a decrease of 0.10% for the APY it was returning to the investor. The promotional CD has also seen a decrease of 0.05% in the APY.

The standard current CD rates include the 7 to 27 day CD that is earning an APY of 0.26%. The 28 day to 89 day CD is earning an APY of 0.27%.

The 90 to 179 day CD is earning an APY of 0.28%. The 6 to 11 month CD is earning an APY of 0.30%. The 1 year to 17 month CD is earning an APY of 0.35%.

The 18 to 23 month CD is earning an APY of 0.35%. The 2 year to 35 month CD is earning an APY of 0.40%. The 3 year to 47 month CD is earning an APY of 0.60%.

The 4 year to 59 month CD is earning an APY of 0.85%. The 5 year to 119 month CD is earning an APY of 1.01%. The best CD rate is from the 10 year CD that is earning an APY of 2.30%.

The Bank of America certificate of deposit requires a minimum deposit of $1,000 for terms longer than 28 days. Shorter terms require a minimum deposit of $15,000.

The promotional CD rates include the term of 1 year which is earning an APY of 0.45% and require a minimum deposit of $10,000.

The BoA CD rates were posted on March 23, 2012 but are subject to change without notice.

 

 

AmTrust Bank CD Rates March 2012 Update

The AmTrust Bank CD rates are the focus of Highest CD Rates today. This is the national arm of the Ohio Savings Bank that was taken over by the New York Community Bank in 2010. What was observed in this visit of their CD rates was that they have remained steady for the past few months. This can only be good news to investors looking for steady and competitive rates.

The current CD rates include the 4 month CD that is earning an APY of 0.25%. The 6 month CD is earning an APY of 0.50%.

The 9 month CD is earning an APY of 0.60%. The 1 year CD is earning an APY of 0.60%. The 13 month CD is earning an APY of 0.60%.

The 30 month CD is earning an APY of 1.35%. The 3 year CD is earning an APY of 1.55%. The best CD rate is from the 5 year CD that is earning an APY of 1.75%.

The minimum deposit amount necessary to obtain the present AmTrust Bank certificate of deposit rates is $1,000. These CD rates are good for any customer in the US, including the state of Ohio. In that state, the bank is called Ohio Savings Bank and is a separate branch of this financial giant, but the CD rates are still the same.

These AmTrust CD rates were posted on March 22, 2012 but are subject to change without any prior notice.