Umpqua Bank CD Rates October 2011 Update
The Umpqua Bank CD rates CD rates have seen a decrease since the last time Highest CD Rates visited their home page. This decrease has been from 0.20% to 0.55% in the APY for various terms that were returning to the investors.
The Umpqua Bank certificate of deposit rates require a minimum deposit amounts of $1,000, $10,000, $25,000 $50,000 and $100.000 for the fixed rate CDs. The Advantage CD’s are also in a tiered format of $5,000, $10,000, $25,000 $50,000 and $100.000.
The current CD rates for the fixed rate CDs include the 180 to 364 day CD that is earning an APY of 0.10%, 0.10%, 0.10%, 0.10% and 0.15% respectively.
The 12 to 17 month CD is earning an APY of 0.15%, 0.15%, 0.15%, 0.15% and 0.20%.
The Advantage CDs allows for one rate increase during the term of the CD. Their current CD rates include the 6 month CD that is earning an APY of 0.10%, 0.10%, 0.10%, 0.10% and 0.15% respectively.
The best CD rates are from the 1 year CD that is earning an APY of 0.15%, 0.15%, 0.15%, 0.15% and 0.20%.
If you desire to increase the amount of deposit the Advantage CDs allow for increased in increments of $1,000 at any time during the term of the investment.
Other terms available for the Advantage CDs include the 18 month, 2 year and 3 years.
These Umpqua CD rates were posted on October 3, 2011 but are subject to change without notice.