US Bank CD Rates December 2012 Update

Included in this US Bank CD rates December 2012 Update by Highest CD Rates are the changes that have occurred at this financial institution since our last visit. These changes include a reduction in many of CD rates being offered to the general public. The reductions are from 0.10% to 0.45% in the APYs the CDs were earning.

The promotional US Bank certificate of deposit rates include the 19 month CD that is currently earning an APY of 0.60%. The 37 month CD is earning an APY of 0.95%. The 59 month CD is earning an APY of 1.35%. These CDs require a minimum deposit of $1,000 to open the account.

The current CD rates include the 1 thru 9 month CD that is earning an APY of 0.05%. The 1 year CD is earning an APY of 0.10%.

The 18 month CD is earning an APY of 0.15%. The 2 year CD is earning an APY of 0.25%. The 3 year CD is earning an APY of 0.40%.

The 4 year CD is earning an APY of 0.60%. The best CD rates are from the 5 year CD that is earning an APY of 0.90%.

The standard CDs require a minimum deposit amount of $500 to open the accounts.

There are also the Step Up CDs that allow for one rate increase during the term of the investment. This has a term of 28 months. Every 7 months, the interest rate increases with this CD which is earning an overall APY of 0.40%. This CD requires a minimum deposit of $1,000 to open the account.

The US CD rates were posted on December 5, 2012, but are subject to change without any prior notice.

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